Provenance for Decision #326

Decided on: Aug. 6, 2022, 9:20 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:1fb6361e-f2c7-469d-9c39-67a8d3d11098 n3 app:applications/201 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2022-08-06T09:20:39.621000+01:00 prov:endTime 2022-08-06T09:20:58.596000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n12 app:applicants/201 n3->n12 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 84, Williams springs, Russellville, EH6 9FT cs:attr_annual_income 49000 cs:attr_applicant_name Harriet Walsh cs:attr_dob "1963-09-30" %% xsd:date cs:attr_email_address christophersmith@oliver.net cs:attr_emp_length 36 cs:attr_emp_title Charity officer cs:attr_home_ownership 3 cs:attr_phone_number 0292018250 cs:attr_prev_address Flat 42, Forster locks, Lake Marionburgh, EN5B 5TG pl:created_at 2022-08-06T09:20:39.621220 ann3->n3 n4 app:decisions/326 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b9 n4->b9 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2022-08-06T09:20:58.596012 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:2b90877d-196c-4ba0-88cc-d86410e1b48b n6->n3 used n9 app:creditreports/326 n6->n9 used n10 app:records/1214 n6->n10 used n11 app:records/1215 n6->n11 used b4 n6->b4 wasAssociatedWith ann6 prov:startTime 2022-08-06T09:20:39.621000+01:00 prov:endTime 2022-08-06T09:20:58.596000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/326 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom b7 n8->b7 wasDerivedFrom b8 n8->b8 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2022-08-06T09:20:58.596012 pl:reason cs:low_credit_score ann7->n8 n14 app:providers/1 n9->n14 wasAttributedTo n15 uuid:3d59c927-a398-44e5-97a7-dd4b7a31fade n9->n15 wasGeneratedBy b12 n9->b12 wasDerivedFrom b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 237 pl:created_at 2022-08-06T09:20:58.575456 ann8->n9 n20 app:providers/14 n10->n20 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "357.65" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Apr-2022 cs:attr_payment_amount "15.6" %% xsd:float pl:created_at 2022-08-06T09:20:58.590998 ann9->n10 n11->n20 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "357.65" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Dec-2021 cs:attr_payment_amount "28.56" %% xsd:float pl:created_at 2022-08-06T09:20:58.592801 ann10->n11 ann11 prov:label Harriet Walsh prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n12 n13 app:applications/201/id b10 n13->b10 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 84, Williams springs, Russellville, EH6 9FT cs:attr_applicant_name Harriet Walsh cs:attr_dob "1963-09-30" %% xsd:date cs:attr_prev_address Flat 42, Forster locks, Lake Marionburgh, EN5B 5TG ann12->n13 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n14 n15->n13 used b11 n15->b11 wasAssociatedWith ann14 prov:startTime 2022-08-06T09:20:58.575000+01:00 prov:endTime 2022-08-06T09:20:58.575000+01:00 prov:type cs:SearchingCreditHistory ann14->n15 n16 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n16 n17 app:records/1212 n17->n16 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 84, Williams springs, Russellville, EH6 9FT cs:attr_from_date "2020-06-14" %% xsd:date pl:created_at 2022-07-19T00:00:00 ann16->n17 n18 app:providers/10 ann17 prov:label BT prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n18 n19 app:records/1213 n19->n18 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 84, Williams springs, Russellville, EH6 9FT cs:attr_first_confirmed "2022-07-11" %% xsd:date cs:attr_last_confirmed "2022-05-28" %% xsd:date cs:attr_prev_address Flat 42, Forster locks, Lake Marionburgh, EN5B 5TG pl:created_at 2022-08-06T09:20:58.586588 ann18->n19 ann19 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n20 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n5 b4->n7 plan b5->n3 b6->n11 b7->n9 b8->n10 b9->n8 b10->n3 b11->n14 b12->n13 b13->n10 b14->n19 b15->n17 b16->n11