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Provenance for Decision #326
Decided on: Aug. 6, 2022, 9:20 a.m.
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PROV-N
PROV-JSON
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:1fb6361e-f2c7-469d-9c39-67a8d3d11098
n3
app:applications/201
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-08-06T09:20:39.621000+01:00
prov:endTime
2022-08-06T09:20:58.596000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n12
app:applicants/201
n3->n12
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 84, Williams springs, Russellville, EH6 9FT
cs:attr_annual_income
49000
cs:attr_applicant_name
Harriet Walsh
cs:attr_dob
"1963-09-30" %% xsd:date
cs:attr_email_address
christophersmith@oliver.net
cs:attr_emp_length
36
cs:attr_emp_title
Charity officer
cs:attr_home_ownership
3
cs:attr_phone_number
0292018250
cs:attr_prev_address
Flat 42, Forster locks, Lake Marionburgh, EN5B 5TG
pl:created_at
2022-08-06T09:20:39.621220
ann3->n3
n4
app:decisions/326
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b9
n4->b9
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-08-06T09:20:58.596012
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:2b90877d-196c-4ba0-88cc-d86410e1b48b
n6->n3
used
n9
app:creditreports/326
n6->n9
used
n10
app:records/1214
n6->n10
used
n11
app:records/1215
n6->n11
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2022-08-06T09:20:39.621000+01:00
prov:endTime
2022-08-06T09:20:58.596000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n8
app:recommendations/326
n8->n5
wasAttributedTo
n8->n6
wasGeneratedBy
b5
n8->b5
wasDerivedFrom
b6
n8->b6
wasDerivedFrom
b7
n8->b7
wasDerivedFrom
b8
n8->b8
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-08-06T09:20:58.596012
pl:reason
cs:low_credit_score
ann7->n8
n14
app:providers/1
n9->n14
wasAttributedTo
n15
uuid:3d59c927-a398-44e5-97a7-dd4b7a31fade
n9->n15
wasGeneratedBy
b12
n9->b12
wasDerivedFrom
b13
n9->b13
wasDerivedFrom
b14
n9->b14
wasDerivedFrom
b15
n9->b15
wasDerivedFrom
b16
n9->b16
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
237
pl:created_at
2022-08-06T09:20:58.575456
ann8->n9
n20
app:providers/14
n10->n20
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"357.65" %% xsd:float
cs:attr_credit_limit
"600.0" %% xsd:float
cs:attr_month
Apr-2022
cs:attr_payment_amount
"15.6" %% xsd:float
pl:created_at
2022-08-06T09:20:58.590998
ann9->n10
n11->n20
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"357.65" %% xsd:float
cs:attr_credit_limit
"600.0" %% xsd:float
cs:attr_month
Dec-2021
cs:attr_payment_amount
"28.56" %% xsd:float
pl:created_at
2022-08-06T09:20:58.592801
ann10->n11
ann11
prov:label
Harriet Walsh
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n12
n13
app:applications/201/id
b10
n13->b10
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 84, Williams springs, Russellville, EH6 9FT
cs:attr_applicant_name
Harriet Walsh
cs:attr_dob
"1963-09-30" %% xsd:date
cs:attr_prev_address
Flat 42, Forster locks, Lake Marionburgh, EN5B 5TG
ann12->n13
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n14
n15->n13
used
b11
n15->b11
wasAssociatedWith
ann14
prov:startTime
2022-08-06T09:20:58.575000+01:00
prov:endTime
2022-08-06T09:20:58.575000+01:00
prov:type
cs:SearchingCreditHistory
ann14->n15
n16
app:providers/2
ann15
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann15->n16
n17
app:records/1212
n17->n16
wasAttributedTo
ann16
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 84, Williams springs, Russellville, EH6 9FT
cs:attr_from_date
"2020-06-14" %% xsd:date
pl:created_at
2022-07-19T00:00:00
ann16->n17
n18
app:providers/10
ann17
prov:label
BT
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann17->n18
n19
app:records/1213
n19->n18
wasAttributedTo
ann18
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 84, Williams springs, Russellville, EH6 9FT
cs:attr_first_confirmed
"2022-07-11" %% xsd:date
cs:attr_last_confirmed
"2022-05-28" %% xsd:date
cs:attr_prev_address
Flat 42, Forster locks, Lake Marionburgh, EN5B 5TG
pl:created_at
2022-08-06T09:20:58.586588
ann18->n19
ann19
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann19->n20
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n5
b4->n7
plan
b5->n3
b6->n11
b7->n9
b8->n10
b9->n8
b10->n3
b11->n14
b12->n13
b13->n10
b14->n19
b15->n17
b16->n11