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Provenance for Decision #312
Decided on: July 30, 2022, 5:53 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:9e150a55-e442-4135-b88f-82a2e004ad2a
n3
app:applications/196
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-07-28T09:32:43.647000+01:00
prov:endTime
2022-07-30T17:53:00.783000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n13
app:applicants/196
n3->n13
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 2, Bartlett hill, New Lesley, AB9V 5EA
cs:attr_annual_income
102000
cs:attr_applicant_name
Gary Hewitt
cs:attr_dob
"1954-02-19" %% xsd:date
cs:attr_email_address
simonowen@bird-ward.com
cs:attr_emp_length
49
cs:attr_emp_title
Forest/woodland manager
cs:attr_home_ownership
2
cs:attr_phone_number
(01632) 960859
cs:attr_prev_address
Studio 32y, Andrea trail, West Lee, B4 9DZ
pl:created_at
2022-07-28T09:32:43.647451
ann3->n3
n4
app:decisions/312
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b10
n4->b10
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-07-30T17:53:00.783717
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:d95ca6e3-72ed-4767-9a39-382a1837fb34
n6->n3
used
n8
app:records/1167
n6->n8
used
n9
app:creditreports/312
n6->n9
used
n11
app:records/1168
n6->n11
used
n12
app:records/1169
n6->n12
used
b9
n6->b9
wasAssociatedWith
ann6
prov:startTime
2022-07-28T09:32:43.647000+01:00
prov:endTime
2022-07-30T17:53:00.783000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n21
app:providers/14
n8->n21
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"734.45" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"3.61" %% xsd:float
pl:created_at
2022-07-30T17:53:00.776783
ann7->n8
n15
app:providers/1
n9->n15
wasAttributedTo
n16
uuid:53c5f5c7-9ccc-4964-a525-8581219e4618
n9->n16
wasGeneratedBy
b12
n9->b12
wasDerivedFrom
b14
n9->b14
wasDerivedFrom
b15
n9->b15
wasDerivedFrom
b16
n9->b16
wasDerivedFrom
b17
n9->b17
wasDerivedFrom
b18
n9->b18
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
251
pl:created_at
2022-07-30T17:53:00.743035
ann8->n9
n10
app:recommendations/312
n10->n5
wasAttributedTo
n10->n6
wasGeneratedBy
b4
n10->b4
wasDerivedFrom
b5
n10->b5
wasDerivedFrom
b6
n10->b6
wasDerivedFrom
b7
n10->b7
wasDerivedFrom
b8
n10->b8
wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-07-30T17:53:00.783717
pl:reason
cs:low_credit_score
ann9->n10
n11->n21
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"734.45" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
Dec-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-07-30T17:53:00.779004
ann10->n11
n12->n21
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"734.45" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
May-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-07-30T17:53:00.780760
ann11->n12
ann12
prov:label
Gary Hewitt
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann12->n13
n14
app:applications/196/id
b11
n14->b11
wasDerivedFrom
ann13
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 2, Bartlett hill, New Lesley, AB9V 5EA
cs:attr_applicant_name
Gary Hewitt
cs:attr_dob
"1954-02-19" %% xsd:date
cs:attr_prev_address
Studio 32y, Andrea trail, West Lee, B4 9DZ
ann13->n14
ann14
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann14->n15
n16->n14
used
b13
n16->b13
wasAssociatedWith
ann15
prov:startTime
2022-07-30T17:53:00.743000+01:00
prov:endTime
2022-07-30T17:53:00.743000+01:00
prov:type
cs:SearchingCreditHistory
ann15->n16
n17
app:providers/2
ann16
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann16->n17
n18
app:records/1165
n18->n17
wasAttributedTo
ann17
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 2, Bartlett hill, New Lesley, AB9V 5EA
cs:attr_from_date
"2022-05-17" %% xsd:date
pl:created_at
2022-07-17T00:00:00
ann17->n18
n19
app:providers/6
ann18
prov:label
Three
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n19
n20
app:records/1166
n20->n19
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 2, Bartlett hill, New Lesley, AB9V 5EA
cs:attr_first_confirmed
"2022-07-14" %% xsd:date
cs:attr_last_confirmed
"2022-04-11" %% xsd:date
cs:attr_prev_address
Studio 32y, Andrea trail, West Lee, B4 9DZ
pl:created_at
2022-07-30T17:53:00.764040
ann19->n20
ann20
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann20->n21
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n9
b5->n12
b6->n8
b7->n11
b8->n3
b9->n5
b9->n7
plan
b10->n10
b11->n3
b12->n14
b13->n15
b14->n11
b15->n12
b16->n18
b17->n8
b18->n20