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Provenance for Decision #2857
Decided on: Aug. 25, 2024, 8:34 a.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:ab4b77e4-fe35-49bc-8b50-764178d1e5ea
n4
app:applications/517
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2024-07-22T15:04:24.668000+01:00
prov:endTime
2024-08-25T08:34:10.970000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/2857
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b25
n3->b25
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-08-25T08:34:10.970142
pl:reason
cs:low_credit_score
ann3->n3
n28
app:applicants/517
n4->n28
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
732 Robinson inlet, Hawkinsland, W86 0RW
cs:attr_annual_income
11000
cs:attr_applicant_name
Garry Daniels
cs:attr_dob
"1990-01-09" %% xsd:date
cs:attr_email_address
josh60@example.org
cs:attr_emp_length
11
cs:attr_emp_title
Estate agent
cs:attr_home_ownership
1
cs:attr_phone_number
(0115) 4960811
cs:attr_prev_address
Flat 77L, Nicholas island, Janeville, M8S 9NA
pl:created_at
2024-07-22T15:04:24.668178
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:b59c6e6a-9969-4567-8cfc-a43c51395df0
n6->n4
used
n7
app:records/6931
n6->n7
used
n8
app:records/6763
n6->n8
used
n9
app:records/7278
n6->n9
used
n10
app:records/7762
n6->n10
used
n11
app:records/7124
n6->n11
used
n12
app:creditreports/2858
n6->n12
used
n13
app:records/7763
n6->n13
used
n14
app:records/6762
n6->n14
used
n15
app:records/7466
n6->n15
used
n16
app:records/7276
n6->n16
used
n17
app:records/8178
n6->n17
used
n18
app:records/7761
n6->n18
used
n19
app:records/7123
n6->n19
used
n20
app:records/7893
n6->n20
used
n21
app:records/7277
n6->n21
used
n24
app:records/8177
n6->n24
used
n25
app:records/7275
n6->n25
used
n26
app:records/8176
n6->n26
used
n27
app:records/8175
n6->n27
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2024-07-22T15:04:24.668000+01:00
prov:endTime
2024-08-25T08:34:10.970000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n30
app:providers/1
n12->n30
wasAttributedTo
n31
uuid:96beed04-f06d-4b8a-bac8-784416beec5e
n12->n31
wasGeneratedBy
b28
n12->b28
wasDerivedFrom
b29
n12->b29
wasDerivedFrom
b30
n12->b30
wasDerivedFrom
b31
n12->b31
wasDerivedFrom
b32
n12->b32
wasDerivedFrom
b33
n12->b33
wasDerivedFrom
b34
n12->b34
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
434
pl:created_at
2024-08-25T08:34:10.952666
ann7->n12
n32
app:providers/14
n17->n32
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"831.0" %% xsd:float
cs:attr_credit_limit
"1900.0" %% xsd:float
cs:attr_month
Feb-2024
cs:attr_payment_amount
"4.1" %% xsd:float
pl:created_at
2024-08-25T08:34:10.967609
ann8->n17
n22
app:recommendations/2857
n22->n5
wasAttributedTo
n22->n6
wasGeneratedBy
b5
n22->b5
wasDerivedFrom
b6
n22->b6
wasDerivedFrom
b7
n22->b7
wasDerivedFrom
b8
n22->b8
wasDerivedFrom
b9
n22->b9
wasDerivedFrom
b10
n22->b10
wasDerivedFrom
b11
n22->b11
wasDerivedFrom
b12
n22->b12
wasDerivedFrom
b13
n22->b13
wasDerivedFrom
b14
n22->b14
wasDerivedFrom
b15
n22->b15
wasDerivedFrom
b16
n22->b16
wasDerivedFrom
b17
n22->b17
wasDerivedFrom
b18
n22->b18
wasDerivedFrom
b19
n22->b19
wasDerivedFrom
b20
n22->b20
wasDerivedFrom
b21
n22->b21
wasDerivedFrom
b22
n22->b22
wasDerivedFrom
b23
n22->b23
wasDerivedFrom
b24
n22->b24
wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-08-25T08:34:10.970142
pl:reason
cs:low_credit_score
ann9->n22
n23
app:models/creditcard_assessment
n24->n32
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"831.0" %% xsd:float
cs:attr_credit_limit
"1900.0" %% xsd:float
cs:attr_month
Jul-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-08-25T08:34:10.966090
ann10->n24
n26->n32
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"831.0" %% xsd:float
cs:attr_credit_limit
"1900.0" %% xsd:float
cs:attr_month
Apr-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-08-25T08:34:10.964601
ann11->n26
n27->n32
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"831.0" %% xsd:float
cs:attr_credit_limit
"1900.0" %% xsd:float
cs:attr_month
Jan-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-08-25T08:34:10.962624
ann12->n27
ann13
prov:label
Garry Daniels
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n28
n29
app:applications/517/id
b26
n29->b26
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
732 Robinson inlet, Hawkinsland, W86 0RW
cs:attr_applicant_name
Garry Daniels
cs:attr_dob
"1990-01-09" %% xsd:date
cs:attr_prev_address
Flat 77L, Nicholas island, Janeville, M8S 9NA
ann14->n29
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n30
n31->n29
used
b27
n31->b27
wasAssociatedWith
ann16
prov:startTime
2024-08-25T08:34:10.952000+01:00
prov:endTime
2024-08-25T08:34:10.952000+01:00
prov:type
cs:SearchingCreditHistory
ann16->n31
ann17
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann17->n32
n33
app:providers/3
ann18
prov:label
EE
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n33
n34
app:records/6761
n34->n33
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
732 Robinson inlet, Hawkinsland, W86 0RW
cs:attr_first_confirmed
"2024-07-19" %% xsd:date
cs:attr_last_confirmed
"2023-11-07" %% xsd:date
cs:attr_prev_address
Flat 77L, Nicholas island, Janeville, M8S 9NA
pl:created_at
2024-07-23T17:11:30.017218
ann19->n34
n35
app:providers/2
ann20
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann20->n35
n36
app:records/6760
n36->n35
wasAttributedTo
ann21
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
732 Robinson inlet, Hawkinsland, W86 0RW
cs:attr_from_date
"2023-01-26" %% xsd:date
pl:created_at
2024-07-20T00:00:00
ann21->n36
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n5
b4->n23
plan
b5->n7
b6->n18
b7->n15
b8->n27
b9->n9
b10->n19
b11->n21
b12->n12
b13->n4
b14->n10
b15->n25
b16->n8
b17->n13
b18->n26
b19->n14
b20->n24
b21->n17
b22->n16
b23->n11
b24->n20
b25->n22
b26->n4
b27->n30
b28->n29
b29->n27
b30->n17
b31->n34
b32->n24
b33->n36
b34->n26