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Provenance for Decision #2827
Decided on: Aug. 25, 2024, 12:12 a.m.
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PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:b280cbc6-5c55-46e6-897a-4a9ac5a772c3
n3
app:applications/520
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2024-07-26T02:40:01.058000+01:00
prov:endTime
2024-08-25T00:12:27.660000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n26
app:applicants/520
n3->n26
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 2, Hilary knolls, New Sharonville, W7 4UL
cs:attr_annual_income
51000
cs:attr_applicant_name
Kirsty Johnson
cs:attr_dob
"1966-06-20" %% xsd:date
cs:attr_email_address
craig87@example.com
cs:attr_emp_length
14
cs:attr_emp_title
Trading standards officer
cs:attr_home_ownership
3
cs:attr_phone_number
020 7946 0356
cs:attr_prev_address
Studio 08, Harper haven, Jonesview, PH8 1FF
pl:created_at
2024-07-26T02:40:01.058747
ann3->n3
n4
app:decisions/2827
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b23
n4->b23
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-08-25T00:12:27.660284
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:5805aac0-905a-4b2d-88a7-87d12d169fc8
n6->n3
used
n7
app:creditreports/2828
n6->n7
used
n8
app:records/6930
n6->n8
used
n9
app:records/8106
n6->n9
used
n10
app:records/8105
n6->n10
used
n11
app:records/7323
n6->n11
used
n12
app:records/7950
n6->n12
used
n13
app:records/7694
n6->n13
used
n14
app:records/7949
n6->n14
used
n16
app:records/7483
n6->n16
used
n17
app:records/7692
n6->n17
used
n18
app:records/7693
n6->n18
used
n19
app:records/7481
n6->n19
used
n20
app:records/7691
n6->n20
used
n21
app:records/7482
n6->n21
used
n22
app:records/7182
n6->n22
used
n23
app:records/7183
n6->n23
used
n25
app:records/7181
n6->n25
used
b22
n6->b22
wasAssociatedWith
ann6
prov:startTime
2024-07-26T02:40:01.058000+01:00
prov:endTime
2024-08-25T00:12:27.660000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n28
app:providers/1
n7->n28
wasAttributedTo
n29
uuid:66b900e5-5d61-4516-b173-a77bee616748
n7->n29
wasGeneratedBy
b25
n7->b25
wasDerivedFrom
b27
n7->b27
wasDerivedFrom
b28
n7->b28
wasDerivedFrom
b29
n7->b29
wasDerivedFrom
b30
n7->b30
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
558
pl:created_at
2024-08-25T00:12:27.646343
ann7->n7
n30
app:providers/14
n9->n30
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"276.15" %% xsd:float
cs:attr_credit_limit
"700.0" %% xsd:float
cs:attr_month
Jan-2024
cs:attr_payment_amount
"21.85" %% xsd:float
pl:created_at
2024-08-25T00:12:27.657909
ann8->n9
n10->n30
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"276.15" %% xsd:float
cs:attr_credit_limit
"700.0" %% xsd:float
cs:attr_month
Jan-2024
cs:attr_payment_amount
"20.02" %% xsd:float
pl:created_at
2024-08-25T00:12:27.655952
ann9->n10
n15
app:models/creditcard_assessment
n24
app:recommendations/2827
n24->n5
wasAttributedTo
n24->n6
wasGeneratedBy
b4
n24->b4
wasDerivedFrom
b5
n24->b5
wasDerivedFrom
b6
n24->b6
wasDerivedFrom
b7
n24->b7
wasDerivedFrom
b8
n24->b8
wasDerivedFrom
b9
n24->b9
wasDerivedFrom
b10
n24->b10
wasDerivedFrom
b11
n24->b11
wasDerivedFrom
b12
n24->b12
wasDerivedFrom
b13
n24->b13
wasDerivedFrom
b14
n24->b14
wasDerivedFrom
b15
n24->b15
wasDerivedFrom
b16
n24->b16
wasDerivedFrom
b17
n24->b17
wasDerivedFrom
b18
n24->b18
wasDerivedFrom
b19
n24->b19
wasDerivedFrom
b20
n24->b20
wasDerivedFrom
b21
n24->b21
wasDerivedFrom
ann10
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-08-25T00:12:27.660284
pl:reason
cs:low_credit_score
ann10->n24
ann11
prov:label
Kirsty Johnson
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n26
n27
app:applications/520/id
b24
n27->b24
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 2, Hilary knolls, New Sharonville, W7 4UL
cs:attr_applicant_name
Kirsty Johnson
cs:attr_dob
"1966-06-20" %% xsd:date
cs:attr_prev_address
Studio 08, Harper haven, Jonesview, PH8 1FF
ann12->n27
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n28
n29->n27
used
b26
n29->b26
wasAssociatedWith
ann14
prov:startTime
2024-08-25T00:12:27.646000+01:00
prov:endTime
2024-08-25T00:12:27.646000+01:00
prov:type
cs:SearchingCreditHistory
ann14->n29
ann15
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann15->n30
n31
app:providers/8
ann16
prov:label
Virgin Media
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n31
n32
app:records/6929
n32->n31
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 2, Hilary knolls, New Sharonville, W7 4UL
cs:attr_first_confirmed
"2024-07-21" %% xsd:date
cs:attr_last_confirmed
"2024-01-15" %% xsd:date
cs:attr_prev_address
Studio 08, Harper haven, Jonesview, PH8 1FF
pl:created_at
2024-07-27T21:18:51.352478
ann17->n32
n33
app:providers/2
ann18
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann18->n33
n34
app:records/6928
n34->n33
wasAttributedTo
ann19
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 2, Hilary knolls, New Sharonville, W7 4UL
cs:attr_from_date
"2022-10-09" %% xsd:date
pl:created_at
2024-07-07T00:00:00
ann19->n34
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n25
b5->n9
b6->n10
b7->n22
b8->n8
b9->n12
b10->n14
b11->n19
b12->n3
b13->n20
b14->n13
b15->n21
b16->n18
b17->n23
b18->n11
b19->n16
b20->n17
b21->n7
b22->n5
b22->n15
plan
b23->n24
b24->n3
b25->n27
b26->n28
b27->n10
b28->n32
b29->n34
b30->n9