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Provenance for Decision #249
Decided on: May 21, 2022, 8:12 a.m.
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PROV-N
PROV-JSON
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:cc3fbeb9-0790-470b-b57a-29defa26e7e6
n4
app:applications/175
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-05-19T20:53:08.398000+01:00
prov:endTime
2022-05-21T08:12:08.201000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/249
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b11
n3->b11
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2022-05-21T08:12:08.201430
pl:reason
cs:low_credit_score
ann3->n3
n14
app:applicants/175
n4->n14
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
417 Black village, South Jasmineborough, N1 2AJ
cs:attr_annual_income
90000
cs:attr_applicant_name
Joanna Parry
cs:attr_dob
"1989-02-15" %% xsd:date
cs:attr_email_address
jsmith@outlook.com
cs:attr_emp_length
2
cs:attr_emp_title
Therapist, drama
cs:attr_home_ownership
1
cs:attr_phone_number
(0306)9990861
cs:attr_prev_address
474 Jones road, South Marc, WA0B 1HE
pl:created_at
2022-05-19T20:53:08.398792
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:eefb1c48-644c-4dbd-80bd-c69df059fa36
n6->n4
used
n9
app:records/967
n6->n9
used
n10
app:records/968
n6->n10
used
n11
app:records/965
n6->n11
used
n12
app:records/966
n6->n12
used
n13
app:creditreports/249
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2022-05-19T20:53:08.398000+01:00
prov:endTime
2022-05-21T08:12:08.201000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n8
app:recommendations/249
n8->n5
wasAttributedTo
n8->n6
wasGeneratedBy
b4
n8->b4
wasDerivedFrom
b5
n8->b5
wasDerivedFrom
b6
n8->b6
wasDerivedFrom
b7
n8->b7
wasDerivedFrom
b8
n8->b8
wasDerivedFrom
b9
n8->b9
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2022-05-21T08:12:08.201430
pl:reason
cs:low_credit_score
ann7->n8
n22
app:providers/14
n9->n22
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"364.09" %% xsd:float
cs:attr_credit_limit
"900.0" %% xsd:float
cs:attr_month
Mar-2022
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-05-21T08:12:08.196961
ann8->n9
n10->n22
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"364.09" %% xsd:float
cs:attr_credit_limit
"900.0" %% xsd:float
cs:attr_month
Dec-2021
cs:attr_payment_amount
"9.57" %% xsd:float
pl:created_at
2022-05-21T08:12:08.198601
ann9->n10
n11->n22
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"364.09" %% xsd:float
cs:attr_credit_limit
"900.0" %% xsd:float
cs:attr_month
Dec-2021
cs:attr_payment_amount
"28.62" %% xsd:float
pl:created_at
2022-05-21T08:12:08.192942
ann10->n11
n12->n22
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"364.09" %% xsd:float
cs:attr_credit_limit
"900.0" %% xsd:float
cs:attr_month
Oct-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2022-05-21T08:12:08.195033
ann11->n12
n16
app:providers/1
n13->n16
wasAttributedTo
n17
uuid:7d019e04-b933-49b5-afe4-6037dc9025c4
n13->n17
wasGeneratedBy
b13
n13->b13
wasDerivedFrom
b15
n13->b15
wasDerivedFrom
b16
n13->b16
wasDerivedFrom
b17
n13->b17
wasDerivedFrom
b18
n13->b18
wasDerivedFrom
b19
n13->b19
wasDerivedFrom
b20
n13->b20
wasDerivedFrom
ann12
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
147
pl:created_at
2022-05-21T08:12:08.145337
ann12->n13
ann13
prov:label
Joanna Parry
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n14
n15
app:applications/175/id
b12
n15->b12
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
417 Black village, South Jasmineborough, N1 2AJ
cs:attr_applicant_name
Joanna Parry
cs:attr_dob
"1989-02-15" %% xsd:date
cs:attr_prev_address
474 Jones road, South Marc, WA0B 1HE
ann14->n15
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n16
n17->n15
used
b14
n17->b14
wasAssociatedWith
ann16
prov:startTime
2022-05-21T08:12:08.145000+01:00
prov:endTime
2022-05-21T08:12:08.145000+01:00
prov:type
cs:SearchingCreditHistory
ann16->n17
n18
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n18
n19
app:records/963
n19->n18
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
417 Black village, South Jasmineborough, N1 2AJ
cs:attr_from_date
"2019-07-16" %% xsd:date
pl:created_at
2022-05-01T00:00:00
ann18->n19
n20
app:providers/6
ann19
prov:label
Three
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann19->n20
n21
app:records/964
n21->n20
wasAttributedTo
ann20
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
417 Black village, South Jasmineborough, N1 2AJ
cs:attr_first_confirmed
"2022-05-16" %% xsd:date
cs:attr_last_confirmed
"2021-10-20" %% xsd:date
cs:attr_prev_address
474 Jones road, South Marc, WA0B 1HE
pl:created_at
2022-05-21T08:12:08.180942
ann20->n21
ann21
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann21->n22
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n4
b5->n12
b6->n10
b7->n9
b8->n11
b9->n13
b10->n5
b10->n7
plan
b11->n8
b12->n4
b13->n15
b14->n16
b15->n11
b16->n9
b17->n21
b18->n10
b19->n19
b20->n12