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Provenance for Decision #2311
Decided on: July 24, 2024, 4:29 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:5259bc04-5a67-4116-a982-85da072cd85d
n3
app:applications/516
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2024-07-22T04:38:16.112000+01:00
prov:endTime
2024-07-24T16:29:34.611000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n12
app:applicants/516
n3->n12
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 76T, Anthony ferry, Wardland, AL2A 3GY
cs:attr_annual_income
117000
cs:attr_applicant_name
Clifford Lloyd-Parry
cs:attr_dob
"1991-06-26" %% xsd:date
cs:attr_email_address
daviesbrett@example.com
cs:attr_emp_length
8
cs:attr_emp_title
Teacher, special educational needs
cs:attr_home_ownership
2
cs:attr_phone_number
(0121) 496 0093
cs:attr_prev_address
Flat 74, Sally meadows, South Colin, G05 0XP
pl:created_at
2024-07-22T04:38:16.112192
ann3->n3
n4
app:decisions/2311
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b9
n4->b9
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-07-24T16:29:34.611240
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:3f0a1041-3c19-4510-8624-895262fc7953
n6->n3
used
n8
app:records/6770
n6->n8
used
n9
app:records/6771
n6->n9
used
n10
app:creditreports/2312
n6->n10
used
b8
n6->b8
wasAssociatedWith
ann6
prov:startTime
2024-07-22T04:38:16.112000+01:00
prov:endTime
2024-07-24T16:29:34.611000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n16
app:providers/14
n8->n16
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"241.58" %% xsd:float
cs:attr_credit_limit
"2200.0" %% xsd:float
cs:attr_month
Apr-2024
cs:attr_payment_amount
"3.28" %% xsd:float
pl:created_at
2024-07-24T16:29:34.606837
ann7->n8
n9->n16
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"241.58" %% xsd:float
cs:attr_credit_limit
"2200.0" %% xsd:float
cs:attr_month
Apr-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-07-24T16:29:34.608761
ann8->n9
n14
app:providers/1
n10->n14
wasAttributedTo
n15
uuid:37b2a661-159b-4dcd-b8a4-a372bccf7693
n10->n15
wasGeneratedBy
b11
n10->b11
wasDerivedFrom
b13
n10->b13
wasDerivedFrom
b14
n10->b14
wasDerivedFrom
b15
n10->b15
wasDerivedFrom
b16
n10->b16
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
109
pl:created_at
2024-07-24T16:29:34.590452
ann9->n10
n11
app:recommendations/2311
n11->n5
wasAttributedTo
n11->n6
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
b5
n11->b5
wasDerivedFrom
b6
n11->b6
wasDerivedFrom
b7
n11->b7
wasDerivedFrom
ann10
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-07-24T16:29:34.611240
pl:reason
cs:low_credit_score
ann10->n11
ann11
prov:label
Clifford Lloyd-Parry
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n12
n13
app:applications/516/id
b10
n13->b10
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 76T, Anthony ferry, Wardland, AL2A 3GY
cs:attr_applicant_name
Clifford Lloyd-Parry
cs:attr_dob
"1991-06-26" %% xsd:date
cs:attr_prev_address
Flat 74, Sally meadows, South Colin, G05 0XP
ann12->n13
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n14
n15->n13
used
b12
n15->b12
wasAssociatedWith
ann14
prov:startTime
2024-07-24T16:29:34.590000+01:00
prov:endTime
2024-07-24T16:29:34.590000+01:00
prov:type
cs:SearchingCreditHistory
ann14->n15
ann15
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann15->n16
n17
app:providers/6
ann16
prov:label
Three
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n17
n18
app:records/6769
n18->n17
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 76T, Anthony ferry, Wardland, AL2A 3GY
cs:attr_first_confirmed
"2024-07-12" %% xsd:date
cs:attr_last_confirmed
"2023-08-03" %% xsd:date
cs:attr_prev_address
Flat 74, Sally meadows, South Colin, G05 0XP
pl:created_at
2024-07-24T16:29:34.603081
ann17->n18
n19
app:providers/2
ann18
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann18->n19
n20
app:records/6768
n20->n19
wasAttributedTo
ann19
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 76T, Anthony ferry, Wardland, AL2A 3GY
cs:attr_from_date
"2023-01-19" %% xsd:date
pl:created_at
2024-07-02T00:00:00
ann19->n20
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n8
b5->n10
b6->n9
b7->n3
b8->n5
b8->n7
plan
b9->n11
b10->n3
b11->n13
b12->n14
b13->n8
b14->n18
b15->n20
b16->n9