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Provenance for Decision #2191
Decided on: July 16, 2024, 5:32 a.m.
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PROV-N
PROV-JSON
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:b9260f9f-4932-4f6c-87e8-26cbeed2b4f3
n4
app:applications/425
n2->n4
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2024-01-28T05:41:03.395000+00:00
prov:endTime
2024-07-16T05:32:53.395000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/2191
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b2
n3->b2
wasDerivedFrom
b18
n3->b18
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-07-16T05:32:53.395682
pl:reason
cs:low_credit_score
ann3->n3
n21
app:applicants/425
n4->n21
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
832 Declan mills, West Antonyville, B5 5NS
cs:attr_annual_income
92000
cs:attr_applicant_name
Martyn Cox-Andrews
cs:attr_dob
"1968-05-08" %% xsd:date
cs:attr_email_address
kimbaxter@example.net
cs:attr_emp_length
2
cs:attr_emp_title
Psychiatric nurse
cs:attr_home_ownership
2
cs:attr_phone_number
+44(0)28 9018696
cs:attr_prev_address
47 Daniel keys, West Max, BT7N 7ZE
pl:created_at
2024-01-28T05:41:03.395623
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:a4ba9505-6ef2-464a-b03b-c2fd8f4b859d
n6->n4
used
n8
app:records/3961
n6->n8
used
n9
app:records/3960
n6->n9
used
n10
app:records/6453
n6->n10
used
n11
app:records/6454
n6->n11
used
n12
app:records/6451
n6->n12
used
n13
app:records/6452
n6->n13
used
n14
app:records/3988
n6->n14
used
n15
app:records/3962
n6->n15
used
n16
app:records/3987
n6->n16
used
n17
app:records/3986
n6->n17
used
n19
app:creditreports/2192
n6->n19
used
n20
app:records/4590
n6->n20
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2024-01-28T05:41:03.395000+00:00
prov:endTime
2024-07-16T05:32:53.395000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:recommendations/2191
n7->n5
wasAttributedTo
n7->n6
wasGeneratedBy
b5
n7->b5
wasDerivedFrom
b6
n7->b6
wasDerivedFrom
b7
n7->b7
wasDerivedFrom
b8
n7->b8
wasDerivedFrom
b9
n7->b9
wasDerivedFrom
b10
n7->b10
wasDerivedFrom
b11
n7->b11
wasDerivedFrom
b12
n7->b12
wasDerivedFrom
b13
n7->b13
wasDerivedFrom
b14
n7->b14
wasDerivedFrom
b15
n7->b15
wasDerivedFrom
b16
n7->b16
wasDerivedFrom
b17
n7->b17
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-07-16T05:32:53.395682
pl:reason
cs:low_credit_score
ann7->n7
n25
app:providers/14
n10->n25
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2477.98" %% xsd:float
cs:attr_credit_limit
"2600.0" %% xsd:float
cs:attr_month
Jun-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-07-16T05:32:53.391495
ann8->n10
n11->n25
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2477.98" %% xsd:float
cs:attr_credit_limit
"2600.0" %% xsd:float
cs:attr_month
Jul-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-07-16T05:32:53.393081
ann9->n11
n12->n25
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2477.98" %% xsd:float
cs:attr_credit_limit
"2600.0" %% xsd:float
cs:attr_month
Oct-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-07-16T05:32:53.387989
ann10->n12
n13->n25
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2477.98" %% xsd:float
cs:attr_credit_limit
"2600.0" %% xsd:float
cs:attr_month
Oct-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-07-16T05:32:53.389958
ann11->n13
n18
app:models/creditcard_assessment
n23
app:providers/1
n19->n23
wasAttributedTo
n24
uuid:904972d0-c181-40bf-8f6f-d4e01be5faeb
n19->n24
wasGeneratedBy
b20
n19->b20
wasDerivedFrom
b22
n19->b22
wasDerivedFrom
b23
n19->b23
wasDerivedFrom
b24
n19->b24
wasDerivedFrom
b25
n19->b25
wasDerivedFrom
b26
n19->b26
wasDerivedFrom
b27
n19->b27
wasDerivedFrom
ann12
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
323
pl:created_at
2024-07-16T05:32:53.378463
ann12->n19
ann13
prov:label
Martyn Cox-Andrews
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n21
n22
app:applications/425/id
b19
n22->b19
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
832 Declan mills, West Antonyville, B5 5NS
cs:attr_applicant_name
Martyn Cox-Andrews
cs:attr_dob
"1968-05-08" %% xsd:date
cs:attr_prev_address
47 Daniel keys, West Max, BT7N 7ZE
ann14->n22
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n23
n24->n22
used
b21
n24->b21
wasAssociatedWith
ann16
prov:startTime
2024-07-16T05:32:53.378000+01:00
prov:endTime
2024-07-16T05:32:53.378000+01:00
prov:type
cs:SearchingCreditHistory
ann16->n24
ann17
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann17->n25
n26
app:providers/10
ann18
prov:label
BT
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n26
n27
app:records/3959
n27->n26
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
832 Declan mills, West Antonyville, B5 5NS
cs:attr_first_confirmed
"2024-01-29" %% xsd:date
cs:attr_last_confirmed
"2023-04-16" %% xsd:date
cs:attr_prev_address
47 Daniel keys, West Max, BT7N 7ZE
pl:created_at
2024-02-02T11:35:56.823652
ann19->n27
n28
app:providers/2
ann20
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann20->n28
n29
app:records/3958
n29->n28
wasAttributedTo
ann21
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
832 Declan mills, West Antonyville, B5 5NS
cs:attr_from_date
"2022-06-11" %% xsd:date
pl:created_at
2024-01-23T00:00:00
ann21->n29
b1->n1
b2->n4
b3->n1
b3->n6
activity
b4->n5
b4->n18
plan
b5->n9
b6->n14
b7->n4
b8->n16
b9->n17
b10->n20
b11->n19
b12->n10
b13->n12
b14->n8
b15->n15
b16->n13
b17->n11
b18->n7
b19->n4
b20->n22
b21->n23
b22->n27
b23->n12
b24->n10
b25->n29
b26->n13
b27->n11