Provenance for Decision #2182

Decided on: July 15, 2024, 8:26 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:12df07ae-7c64-47d2-b4c4-94597ee56209 n3 app:applications/426 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2024-02-02T11:35:42.961000+00:00 prov:endTime 2024-07-15T20:26:01.533000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n18 app:applicants/426 n3->n18 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 73i, Liam ranch, Kennethtown, W13 6AE cs:attr_annual_income 73000 cs:attr_applicant_name June Walsh cs:attr_dob "1958-10-18" %% xsd:date cs:attr_email_address ylewis@example.net cs:attr_emp_length 29 cs:attr_emp_title Set designer cs:attr_home_ownership 4 cs:attr_phone_number 0289018360 cs:attr_prev_address 1 Mitchell terrace, Turnerfurt, AB3N 5EQ pl:created_at 2024-02-02T11:35:42.961639 ann3->n3 n4 app:decisions/2182 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b15 n4->b15 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-07-15T20:26:01.533054 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:695cb2ed-6009-49ac-9bd4-db38bd6cbf86 n6->n3 used n7 app:records/3991 n6->n7 used n8 app:creditreports/2183 n6->n8 used n11 app:records/6431 n6->n11 used n12 app:records/4582 n6->n12 used n13 app:records/4581 n6->n13 used n14 app:records/6430 n6->n14 used n15 app:records/4583 n6->n15 used n16 app:records/4580 n6->n16 used n17 app:records/6429 n6->n17 used b14 n6->b14 wasAssociatedWith ann6 prov:startTime 2024-02-02T11:35:42.961000+00:00 prov:endTime 2024-07-15T20:26:01.533000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n20 app:providers/1 n8->n20 wasAttributedTo n21 uuid:94c4f78c-b330-4c32-bffd-571db5c63f4c n8->n21 wasGeneratedBy b17 n8->b17 wasDerivedFrom b19 n8->b19 wasDerivedFrom b20 n8->b20 wasDerivedFrom b21 n8->b21 wasDerivedFrom b22 n8->b22 wasDerivedFrom b23 n8->b23 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 352 pl:created_at 2024-07-15T20:26:01.516995 ann7->n8 n9 app:models/creditcard_assessment n10 app:recommendations/2182 n10->n5 wasAttributedTo n10->n6 wasGeneratedBy b4 n10->b4 wasDerivedFrom b5 n10->b5 wasDerivedFrom b6 n10->b6 wasDerivedFrom b7 n10->b7 wasDerivedFrom b8 n10->b8 wasDerivedFrom b9 n10->b9 wasDerivedFrom b10 n10->b10 wasDerivedFrom b11 n10->b11 wasDerivedFrom b12 n10->b12 wasDerivedFrom b13 n10->b13 wasDerivedFrom ann8 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-07-15T20:26:01.533054 pl:reason cs:low_credit_score ann8->n10 n22 app:providers/14 n11->n22 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "218.07" %% xsd:float cs:attr_credit_limit "700.0" %% xsd:float cs:attr_month Apr-2024 cs:attr_payment_amount "14.54" %% xsd:float pl:created_at 2024-07-15T20:26:01.530519 ann9->n11 n14->n22 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "218.07" %% xsd:float cs:attr_credit_limit "700.0" %% xsd:float cs:attr_month Nov-2023 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-07-15T20:26:01.528922 ann10->n14 n17->n22 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "218.07" %% xsd:float cs:attr_credit_limit "700.0" %% xsd:float cs:attr_month Jul-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-07-15T20:26:01.526902 ann11->n17 ann12 prov:label June Walsh prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann12->n18 n19 app:applications/426/id b16 n19->b16 wasDerivedFrom ann13 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 73i, Liam ranch, Kennethtown, W13 6AE cs:attr_applicant_name June Walsh cs:attr_dob "1958-10-18" %% xsd:date cs:attr_prev_address 1 Mitchell terrace, Turnerfurt, AB3N 5EQ ann13->n19 ann14 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann14->n20 n21->n19 used b18 n21->b18 wasAssociatedWith ann15 prov:startTime 2024-07-15T20:26:01.516000+01:00 prov:endTime 2024-07-15T20:26:01.516000+01:00 prov:type cs:SearchingCreditHistory ann15->n21 ann16 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann16->n22 n23 app:providers/10 ann17 prov:label BT prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n23 n24 app:records/3990 n24->n23 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 73i, Liam ranch, Kennethtown, W13 6AE cs:attr_first_confirmed "2024-01-23" %% xsd:date cs:attr_last_confirmed "2023-10-09" %% xsd:date cs:attr_prev_address 1 Mitchell terrace, Turnerfurt, AB3N 5EQ pl:created_at 2024-02-06T02:41:25.303999 ann18->n24 n25 app:providers/2 ann19 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann19->n25 n26 app:records/3989 n26->n25 wasAttributedTo ann20 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 73i, Liam ranch, Kennethtown, W13 6AE cs:attr_from_date "2021-04-18" %% xsd:date pl:created_at 2024-02-04T00:00:00 ann20->n26 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n7 b5->n16 b6->n8 b7->n17 b8->n15 b9->n12 b10->n13 b11->n3 b12->n14 b13->n11 b14->n5 b14->n9 plan b15->n10 b16->n3 b17->n19 b18->n20 b19->n26 b20->n14 b21->n17 b22->n24 b23->n11