Provenance for Decision #192

Decided on: June 5, 2025, 2:25 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:bebe3eca-c6d8-41d0-83a3-775587a845fe n3 app:applications/113 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2025-06-04T19:24:34.736000+01:00 prov:endTime 2025-06-05T14:25:52.717000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n11 app:applicants/113 n3->n11 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 73x, Simpson roads, Port Marianbury, NW24 1LU cs:attr_annual_income 112000 cs:attr_applicant_name Amber Anderson cs:attr_dob "2004-07-29" %% xsd:date cs:attr_email_address nathan17@example.org cs:attr_emp_length 2 cs:attr_emp_title Chief Financial Officer cs:attr_home_ownership 4 cs:attr_phone_number +44(0)151 496 0307 cs:attr_prev_address Studio 31d, Kaur roads, Lake Diane, M2 9TH pl:created_at 2025-06-04T19:24:34.736312 ann3->n3 n4 app:decisions/192 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b8 n4->b8 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-06-05T14:25:52.717385 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:b99080d4-9dc2-4ca2-b23d-67038b02493f n6->n3 used n7 app:creditreports/192 n6->n7 used n9 app:records/698 n6->n9 used b7 n6->b7 wasAssociatedWith ann6 prov:startTime 2025-06-04T19:24:34.736000+01:00 prov:endTime 2025-06-05T14:25:52.717000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n13 app:providers/1 n7->n13 wasAttributedTo n14 uuid:59d33fed-69fc-4517-9537-9a25f28f7fb5 n7->n14 wasGeneratedBy b11 n7->b11 wasDerivedFrom b12 n7->b12 wasDerivedFrom b13 n7->b13 wasDerivedFrom b14 n7->b14 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 50 pl:created_at 2025-06-05T14:25:52.710492 ann7->n7 n8 app:recommendations/192 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom ann8 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-06-05T14:25:52.717385 pl:reason cs:low_credit_score ann8->n8 n19 app:providers/15 n9->n19 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "448.87" %% xsd:float cs:attr_credit_limit "500.0" %% xsd:float cs:attr_month Apr-2025 cs:attr_payment_amount "7.18" %% xsd:float pl:created_at 2025-06-05T14:25:52.716437 ann9->n9 n10 app:models/creditcard_assessment ann10 prov:label Amber Anderson prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n11 n12 app:applications/113/id b9 n12->b9 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 73x, Simpson roads, Port Marianbury, NW24 1LU cs:attr_applicant_name Amber Anderson cs:attr_dob "2004-07-29" %% xsd:date cs:attr_prev_address Studio 31d, Kaur roads, Lake Diane, M2 9TH ann11->n12 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n13 n14->n12 used b10 n14->b10 wasAssociatedWith ann13 prov:startTime 2025-06-05T14:25:52.710000+01:00 prov:endTime 2025-06-05T14:25:52.710000+01:00 prov:type cs:SearchingCreditHistory ann13->n14 n15 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n15 n16 app:records/696 n16->n15 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 73x, Simpson roads, Port Marianbury, NW24 1LU cs:attr_from_date "2024-06-16" %% xsd:date pl:created_at 2025-05-29T00:00:00 ann15->n16 n17 app:providers/8 ann16 prov:label Virgin Media prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/697 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 73x, Simpson roads, Port Marianbury, NW24 1LU cs:attr_first_confirmed "2025-05-27" %% xsd:date cs:attr_last_confirmed "2025-05-01" %% xsd:date cs:attr_prev_address Studio 31d, Kaur roads, Lake Diane, M2 9TH pl:created_at 2025-06-05T14:25:52.715040 ann17->n18 ann18 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n19 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n7 b5->n9 b6->n3 b7->n5 b7->n10 plan b8->n8 b9->n3 b10->n13 b11->n12 b12->n18 b13->n9 b14->n16