Provenance for Decision #18

Decided on: Nov. 19, 2024, 3:45 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:14bb9df1-4df2-43db-a2eb-7d088d440a7f n3 app:applications/14 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2024-11-19T09:08:17.086000+00:00 prov:endTime 2024-11-19T15:45:24.955000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n13 app:applicants/14 n3->n13 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 8, John fords, Sharpfort, DE3 2LR cs:attr_annual_income 58000 cs:attr_applicant_name Brett Wright cs:attr_dob "1954-09-14" %% xsd:date cs:attr_email_address sally65@example.net cs:attr_emp_length 38 cs:attr_emp_title Police officer cs:attr_home_ownership 1 cs:attr_phone_number +441614960095 cs:attr_prev_address Flat 05, Adam roads, Boyleport, MK3N 9JE pl:created_at 2024-11-19T09:08:17.086556 ann3->n3 n4 app:decisions/18 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b10 n4->b10 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-11-19T15:45:24.955770 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:7c3da14f-5278-41c3-87ef-1243bbb9ca11 n6->n3 used n7 app:records/70 n6->n7 used n9 app:creditreports/18 n6->n9 used n10 app:records/72 n6->n10 used n12 app:records/71 n6->n12 used b9 n6->b9 wasAssociatedWith ann6 prov:startTime 2024-11-19T09:08:17.086000+00:00 prov:endTime 2024-11-19T15:45:24.955000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n8 app:models/creditcard_assessment n15 app:providers/1 n9->n15 wasAttributedTo n16 uuid:4ef55a97-a717-4ced-8c23-a04c802b9f28 n9->n16 wasGeneratedBy b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom b17 n9->b17 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 147 pl:created_at 2024-11-19T15:45:24.950015 ann7->n9 n21 app:providers/15 n10->n21 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "129.43" %% xsd:float cs:attr_credit_limit "1100.0" %% xsd:float cs:attr_month Jun-2024 cs:attr_payment_amount "5.24" %% xsd:float pl:created_at 2024-11-19T15:45:24.954868 ann8->n10 n11 app:recommendations/18 n11->n5 wasAttributedTo n11->n6 wasGeneratedBy b4 n11->b4 wasDerivedFrom b5 n11->b5 wasDerivedFrom b6 n11->b6 wasDerivedFrom b7 n11->b7 wasDerivedFrom b8 n11->b8 wasDerivedFrom ann9 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-11-19T15:45:24.955770 pl:reason cs:low_credit_score ann9->n11 n12->n21 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "129.43" %% xsd:float cs:attr_credit_limit "1100.0" %% xsd:float cs:attr_month Jul-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-11-19T15:45:24.954057 ann10->n12 ann11 prov:label Brett Wright prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n13 n14 app:applications/14/id b11 n14->b11 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 8, John fords, Sharpfort, DE3 2LR cs:attr_applicant_name Brett Wright cs:attr_dob "1954-09-14" %% xsd:date cs:attr_prev_address Flat 05, Adam roads, Boyleport, MK3N 9JE ann12->n14 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n15 n16->n14 used b12 n16->b12 wasAssociatedWith ann14 prov:startTime 2024-11-19T15:45:24.950000+00:00 prov:endTime 2024-11-19T15:45:24.950000+00:00 prov:type cs:SearchingCreditHistory ann14->n16 n17 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n17 n18 app:records/68 n18->n17 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 8, John fords, Sharpfort, DE3 2LR cs:attr_from_date "2023-02-27" %% xsd:date pl:created_at 2024-10-23T00:00:00 ann16->n18 n19 app:providers/3 ann17 prov:label EE prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n19 n20 app:records/69 n20->n19 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 8, John fords, Sharpfort, DE3 2LR cs:attr_first_confirmed "2024-10-29" %% xsd:date cs:attr_last_confirmed "2023-12-02" %% xsd:date cs:attr_prev_address Flat 05, Adam roads, Boyleport, MK3N 9JE pl:created_at 2024-11-19T09:29:24.988602 ann18->n20 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n21 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n10 b5->n3 b6->n9 b7->n12 b8->n7 b9->n5 b9->n8 plan b10->n11 b11->n3 b12->n15 b13->n14 b14->n20 b15->n10 b16->n12 b17->n18