Provenance for Decision #1695

Decided on: Oct. 14, 2026, 6:53 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:5f2a50d4-c467-4592-88f2-245c60fff826 n3 app:applications/609 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2026-10-12T17:09:22.687000+01:00 prov:endTime 2026-10-14T06:53:29.444000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n14 app:applicants/609 n3->n14 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 732 Mohammed flat, Lake Dorothy, JE8 8WN cs:attr_annual_income 28000 cs:attr_applicant_name Damien Wood cs:attr_dob "1991-07-03" %% xsd:date cs:attr_email_address harrisdylan@example.net cs:attr_emp_length 3 cs:attr_emp_title Dealer cs:attr_home_ownership 4 cs:attr_phone_number +44(0)118 496 0735 cs:attr_prev_address 8 Wilkinson manor, Greenview, NG3 2HZ pl:created_at 2026-10-12T17:09:22.687074 ann3->n3 n4 app:decisions/1695 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b11 n4->b11 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2026-10-14T06:53:29.444375 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:d6196b3f-7ddf-43d8-9daa-dff12b54b1d0 n6->n3 used n7 app:records/5444 n6->n7 used n8 app:records/5465 n6->n8 used n9 app:records/5443 n6->n9 used n11 app:records/5464 n6->n11 used n13 app:creditreports/1695 n6->n13 used b10 n6->b10 wasAssociatedWith ann6 prov:startTime 2026-10-12T17:09:22.687000+01:00 prov:endTime 2026-10-14T06:53:29.444000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n22 app:providers/15 n8->n22 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "736.53" %% xsd:float cs:attr_credit_limit "2400.0" %% xsd:float cs:attr_month Jun-2026 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2026-10-14T06:53:29.443353 ann7->n8 n10 app:models/creditcard_assessment n11->n22 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "736.53" %% xsd:float cs:attr_credit_limit "2400.0" %% xsd:float cs:attr_month Sep-2026 cs:attr_payment_amount "30.59" %% xsd:float pl:created_at 2026-10-14T06:53:29.442398 ann8->n11 n12 app:recommendations/1695 n12->n5 wasAttributedTo n12->n6 wasGeneratedBy b4 n12->b4 wasDerivedFrom b5 n12->b5 wasDerivedFrom b6 n12->b6 wasDerivedFrom b7 n12->b7 wasDerivedFrom b8 n12->b8 wasDerivedFrom b9 n12->b9 wasDerivedFrom ann9 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2026-10-14T06:53:29.444375 pl:reason cs:low_credit_score ann9->n12 n16 app:providers/1 n13->n16 wasAttributedTo n17 uuid:aa7306e8-ee22-482b-b806-6d6a2a2014fa n13->n17 wasGeneratedBy b13 n13->b13 wasDerivedFrom b15 n13->b15 wasDerivedFrom b16 n13->b16 wasDerivedFrom b17 n13->b17 wasDerivedFrom b18 n13->b18 wasDerivedFrom ann10 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 342 pl:created_at 2026-10-14T06:53:29.437005 ann10->n13 ann11 prov:label Damien Wood prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n14 n15 app:applications/609/id b12 n15->b12 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 732 Mohammed flat, Lake Dorothy, JE8 8WN cs:attr_applicant_name Damien Wood cs:attr_dob "1991-07-03" %% xsd:date cs:attr_prev_address 8 Wilkinson manor, Greenview, NG3 2HZ ann12->n15 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n16 n17->n15 used b14 n17->b14 wasAssociatedWith ann14 prov:startTime 2026-10-14T06:53:29.437000+01:00 prov:endTime 2026-10-14T06:53:29.437000+01:00 prov:type cs:SearchingCreditHistory ann14->n17 n18 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n18 n19 app:records/5441 n19->n18 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 732 Mohammed flat, Lake Dorothy, JE8 8WN cs:attr_from_date "2024-02-23" %% xsd:date pl:created_at 2026-09-22T00:00:00 ann16->n19 n20 app:providers/11 ann17 prov:label Sky prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n20 n21 app:records/5442 n21->n20 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 732 Mohammed flat, Lake Dorothy, JE8 8WN cs:attr_first_confirmed "2026-09-20" %% xsd:date cs:attr_last_confirmed "2025-12-31" %% xsd:date cs:attr_prev_address 8 Wilkinson manor, Greenview, NG3 2HZ pl:created_at 2026-10-13T22:02:05.666785 ann18->n21 ann19 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n22 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n9 b5->n7 b6->n3 b7->n11 b8->n8 b9->n13 b10->n5 b10->n10 plan b11->n12 b12->n3 b13->n15 b14->n16 b15->n21 b16->n11 b17->n8 b18->n19