Provenance for Decision #165

Decided on: May 16, 2025, 12:03 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:487d3414-5d1c-4d77-9cf3-b4c196387670 n4 app:applications/101 n2->n4 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2025-05-13T17:00:14.456000+01:00 prov:endTime 2025-05-16T12:03:05.926000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/165 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b1 n3->b1 wasDerivedFrom b12 n3->b12 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-05-16T12:03:05.926212 pl:reason cs:low_credit_score ann3->n3 n15 app:applicants/101 n4->n15 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 98 Watts spring, Atkinsonstad, S41 2XS cs:attr_annual_income 87000 cs:attr_applicant_name Bernard Palmer cs:attr_dob "1984-08-12" %% xsd:date cs:attr_email_address howard69@example.com cs:attr_emp_length 9 cs:attr_emp_title Journalist, magazine cs:attr_home_ownership 3 cs:attr_phone_number (0121) 496 0274 cs:attr_prev_address 389 Heath highway, North Vanessa, WS7E 5UU pl:created_at 2025-05-13T17:00:14.456276 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:05b6d4b9-7d16-497c-97e7-2f91f94978ce n6->n4 used n8 app:records/608 n6->n8 used n9 app:creditreports/165 n6->n9 used n10 app:records/609 n6->n10 used n11 app:records/607 n6->n11 used n12 app:records/613 n6->n12 used n13 app:records/612 n6->n13 used b11 n6->b11 wasAssociatedWith ann6 prov:startTime 2025-05-13T17:00:14.456000+01:00 prov:endTime 2025-05-16T12:03:05.926000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n17 app:providers/1 n9->n17 wasAttributedTo n18 uuid:bcaf8e72-dc2c-443b-9112-a6b3cfc47b0f n9->n18 wasGeneratedBy b15 n9->b15 wasDerivedFrom b16 n9->b16 wasDerivedFrom b17 n9->b17 wasDerivedFrom b18 n9->b18 wasDerivedFrom b19 n9->b19 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 710 pl:created_at 2025-05-16T12:03:05.919323 ann7->n9 n23 app:providers/14 n12->n23 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1205.57" %% xsd:float cs:attr_credit_limit "1300.0" %% xsd:float cs:attr_month Nov-2024 cs:attr_payment_amount "38.37" %% xsd:float pl:created_at 2025-05-16T12:03:05.925311 ann8->n12 n13->n23 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1205.57" %% xsd:float cs:attr_credit_limit "1300.0" %% xsd:float cs:attr_month Oct-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-05-16T12:03:05.924452 ann9->n13 n14 app:recommendations/165 n14->n5 wasAttributedTo n14->n6 wasGeneratedBy b4 n14->b4 wasDerivedFrom b5 n14->b5 wasDerivedFrom b6 n14->b6 wasDerivedFrom b7 n14->b7 wasDerivedFrom b8 n14->b8 wasDerivedFrom b9 n14->b9 wasDerivedFrom b10 n14->b10 wasDerivedFrom ann10 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-05-16T12:03:05.926212 pl:reason cs:low_credit_score ann10->n14 ann11 prov:label Bernard Palmer prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n15 n16 app:applications/101/id b13 n16->b13 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 98 Watts spring, Atkinsonstad, S41 2XS cs:attr_applicant_name Bernard Palmer cs:attr_dob "1984-08-12" %% xsd:date cs:attr_prev_address 389 Heath highway, North Vanessa, WS7E 5UU ann12->n16 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n17 n18->n16 used b14 n18->b14 wasAssociatedWith ann14 prov:startTime 2025-05-16T12:03:05.919000+01:00 prov:endTime 2025-05-16T12:03:05.919000+01:00 prov:type cs:SearchingCreditHistory ann14->n18 n19 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n19 n20 app:records/605 n20->n19 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 98 Watts spring, Atkinsonstad, S41 2XS cs:attr_from_date "2023-03-06" %% xsd:date pl:created_at 2025-05-03T00:00:00 ann16->n20 n21 app:providers/9 ann17 prov:label GiffGaff prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n21 n22 app:records/606 n22->n21 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 98 Watts spring, Atkinsonstad, S41 2XS cs:attr_first_confirmed "2025-05-03" %% xsd:date cs:attr_last_confirmed "2024-09-14" %% xsd:date cs:attr_prev_address 389 Heath highway, North Vanessa, WS7E 5UU pl:created_at 2025-05-15T16:49:07.844136 ann18->n22 ann19 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n23 b1->n4 b2->n1 b3->n1 b3->n6 activity b4->n12 b5->n10 b6->n9 b7->n13 b8->n4 b9->n8 b10->n11 b11->n5 b11->n7 plan b12->n14 b13->n4 b14->n17 b15->n16 b16->n22 b17->n13 b18->n12 b19->n20