Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #16
Decided on: Nov. 19, 2024, 7:44 a.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:39c4e50f-985f-4739-a681-0b4f695dc9de
n3
app:applications/12
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2024-11-17T23:09:47.398000+00:00
prov:endTime
2024-11-19T07:44:17.517000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n17
app:applicants/12
n3->n17
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
35 Pearson mews, Smithville, S1 7QY
cs:attr_annual_income
39000
cs:attr_applicant_name
Glenn Taylor
cs:attr_dob
"1969-03-24" %% xsd:date
cs:attr_email_address
nicole69@example.org
cs:attr_emp_length
34
cs:attr_emp_title
Purchasing manager
cs:attr_home_ownership
1
cs:attr_phone_number
+44(0)121 4960015
cs:attr_prev_address
8 Simpson hill, North Jeffreyside, SN0 8GB
pl:created_at
2024-11-17T23:09:47.398630
ann3->n3
n4
app:decisions/16
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b14
n4->b14
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-11-19T07:44:17.517971
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:13454a2e-1c27-44cd-be6f-2bee83374e79
n6->n3
used
n8
app:creditreports/16
n6->n8
used
n10
app:records/67
n6->n10
used
n11
app:records/65
n6->n11
used
n12
app:records/64
n6->n12
used
n13
app:records/63
n6->n13
used
n14
app:records/62
n6->n14
used
n15
app:records/61
n6->n15
used
n16
app:records/60
n6->n16
used
b13
n6->b13
wasAssociatedWith
ann6
prov:startTime
2024-11-17T23:09:47.398000+00:00
prov:endTime
2024-11-19T07:44:17.517000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n19
app:providers/1
n8->n19
wasAttributedTo
n20
uuid:f57d4f26-73e9-4156-bb54-5014340e54ac
n8->n20
wasGeneratedBy
b16
n8->b16
wasDerivedFrom
b18
n8->b18
wasDerivedFrom
b19
n8->b19
wasDerivedFrom
b20
n8->b20
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
293
pl:created_at
2024-11-19T07:44:17.512846
ann7->n8
n9
app:recommendations/16
n9->n5
wasAttributedTo
n9->n6
wasGeneratedBy
b4
n9->b4
wasDerivedFrom
b5
n9->b5
wasDerivedFrom
b6
n9->b6
wasDerivedFrom
b7
n9->b7
wasDerivedFrom
b8
n9->b8
wasDerivedFrom
b9
n9->b9
wasDerivedFrom
b10
n9->b10
wasDerivedFrom
b11
n9->b11
wasDerivedFrom
b12
n9->b12
wasDerivedFrom
ann8
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-11-19T07:44:17.517971
pl:reason
cs:low_credit_score
ann8->n9
n25
app:providers/15
n10->n25
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"141.53" %% xsd:float
cs:attr_credit_limit
"2500.0" %% xsd:float
cs:attr_month
May-2024
cs:attr_payment_amount
"10.81" %% xsd:float
pl:created_at
2024-11-19T07:44:17.516887
ann9->n10
ann10
prov:label
Glenn Taylor
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann10->n17
n18
app:applications/12/id
b15
n18->b15
wasDerivedFrom
ann11
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
35 Pearson mews, Smithville, S1 7QY
cs:attr_applicant_name
Glenn Taylor
cs:attr_dob
"1969-03-24" %% xsd:date
cs:attr_prev_address
8 Simpson hill, North Jeffreyside, SN0 8GB
ann11->n18
ann12
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann12->n19
n20->n18
used
b17
n20->b17
wasAssociatedWith
ann13
prov:startTime
2024-11-19T07:44:17.512000+00:00
prov:endTime
2024-11-19T07:44:17.512000+00:00
prov:type
cs:SearchingCreditHistory
ann13->n20
n21
app:providers/2
ann14
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann14->n21
n22
app:records/58
n22->n21
wasAttributedTo
ann15
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
35 Pearson mews, Smithville, S1 7QY
cs:attr_from_date
"2023-01-16" %% xsd:date
pl:created_at
2024-11-14T00:00:00
ann15->n22
n23
app:providers/4
ann16
prov:label
O2
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n23
n24
app:records/59
n24->n23
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
35 Pearson mews, Smithville, S1 7QY
cs:attr_first_confirmed
"2024-10-26" %% xsd:date
cs:attr_last_confirmed
"2024-10-13" %% xsd:date
cs:attr_prev_address
8 Simpson hill, North Jeffreyside, SN0 8GB
pl:created_at
2024-11-17T23:29:44.826497
ann17->n24
ann18
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann18->n25
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n14
b5->n12
b6->n10
b7->n8
b8->n3
b9->n16
b10->n15
b11->n13
b12->n11
b13->n5
b13->n7
plan
b14->n9
b15->n3
b16->n18
b17->n19
b18->n24
b19->n10
b20->n22