Provenance for Decision #16

Decided on: Nov. 19, 2024, 7:44 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:39c4e50f-985f-4739-a681-0b4f695dc9de n3 app:applications/12 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2024-11-17T23:09:47.398000+00:00 prov:endTime 2024-11-19T07:44:17.517000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n17 app:applicants/12 n3->n17 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 35 Pearson mews, Smithville, S1 7QY cs:attr_annual_income 39000 cs:attr_applicant_name Glenn Taylor cs:attr_dob "1969-03-24" %% xsd:date cs:attr_email_address nicole69@example.org cs:attr_emp_length 34 cs:attr_emp_title Purchasing manager cs:attr_home_ownership 1 cs:attr_phone_number +44(0)121 4960015 cs:attr_prev_address 8 Simpson hill, North Jeffreyside, SN0 8GB pl:created_at 2024-11-17T23:09:47.398630 ann3->n3 n4 app:decisions/16 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b14 n4->b14 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-11-19T07:44:17.517971 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:13454a2e-1c27-44cd-be6f-2bee83374e79 n6->n3 used n8 app:creditreports/16 n6->n8 used n10 app:records/67 n6->n10 used n11 app:records/65 n6->n11 used n12 app:records/64 n6->n12 used n13 app:records/63 n6->n13 used n14 app:records/62 n6->n14 used n15 app:records/61 n6->n15 used n16 app:records/60 n6->n16 used b13 n6->b13 wasAssociatedWith ann6 prov:startTime 2024-11-17T23:09:47.398000+00:00 prov:endTime 2024-11-19T07:44:17.517000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n19 app:providers/1 n8->n19 wasAttributedTo n20 uuid:f57d4f26-73e9-4156-bb54-5014340e54ac n8->n20 wasGeneratedBy b16 n8->b16 wasDerivedFrom b18 n8->b18 wasDerivedFrom b19 n8->b19 wasDerivedFrom b20 n8->b20 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 293 pl:created_at 2024-11-19T07:44:17.512846 ann7->n8 n9 app:recommendations/16 n9->n5 wasAttributedTo n9->n6 wasGeneratedBy b4 n9->b4 wasDerivedFrom b5 n9->b5 wasDerivedFrom b6 n9->b6 wasDerivedFrom b7 n9->b7 wasDerivedFrom b8 n9->b8 wasDerivedFrom b9 n9->b9 wasDerivedFrom b10 n9->b10 wasDerivedFrom b11 n9->b11 wasDerivedFrom b12 n9->b12 wasDerivedFrom ann8 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-11-19T07:44:17.517971 pl:reason cs:low_credit_score ann8->n9 n25 app:providers/15 n10->n25 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "141.53" %% xsd:float cs:attr_credit_limit "2500.0" %% xsd:float cs:attr_month May-2024 cs:attr_payment_amount "10.81" %% xsd:float pl:created_at 2024-11-19T07:44:17.516887 ann9->n10 ann10 prov:label Glenn Taylor prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n17 n18 app:applications/12/id b15 n18->b15 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 35 Pearson mews, Smithville, S1 7QY cs:attr_applicant_name Glenn Taylor cs:attr_dob "1969-03-24" %% xsd:date cs:attr_prev_address 8 Simpson hill, North Jeffreyside, SN0 8GB ann11->n18 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n19 n20->n18 used b17 n20->b17 wasAssociatedWith ann13 prov:startTime 2024-11-19T07:44:17.512000+00:00 prov:endTime 2024-11-19T07:44:17.512000+00:00 prov:type cs:SearchingCreditHistory ann13->n20 n21 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n21 n22 app:records/58 n22->n21 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 35 Pearson mews, Smithville, S1 7QY cs:attr_from_date "2023-01-16" %% xsd:date pl:created_at 2024-11-14T00:00:00 ann15->n22 n23 app:providers/4 ann16 prov:label O2 prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n23 n24 app:records/59 n24->n23 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 35 Pearson mews, Smithville, S1 7QY cs:attr_first_confirmed "2024-10-26" %% xsd:date cs:attr_last_confirmed "2024-10-13" %% xsd:date cs:attr_prev_address 8 Simpson hill, North Jeffreyside, SN0 8GB pl:created_at 2024-11-17T23:29:44.826497 ann17->n24 ann18 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n25 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n14 b5->n12 b6->n10 b7->n8 b8->n3 b9->n16 b10->n15 b11->n13 b12->n11 b13->n5 b13->n7 plan b14->n9 b15->n3 b16->n18 b17->n19 b18->n24 b19->n10 b20->n22