Provenance for Decision #156

Decided on: May 11, 2025, 8:36 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:5d3b1d62-7482-4c80-9e22-177f831a7b7b n3 app:applications/98 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2025-05-08T02:41:53.931000+01:00 prov:endTime 2025-05-11T20:36:21.012000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n14 app:applicants/98 n3->n14 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 6 Smith field, New Irene, B6F 7UF cs:attr_annual_income 123000 cs:attr_applicant_name Mandy Morris-Farrell cs:attr_dob "1991-12-15" %% xsd:date cs:attr_email_address sandra52@example.com cs:attr_emp_length 4 cs:attr_emp_title Futures trader cs:attr_home_ownership 3 cs:attr_phone_number (0117)4960210 cs:attr_prev_address 9 Joyce grove, New Jemmafurt, HR45 4QS pl:created_at 2025-05-08T02:41:53.931080 ann3->n3 n4 app:decisions/156 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b11 n4->b11 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2025-05-11T20:36:21.012280 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:750c84ba-4f07-4fd3-99c8-83d0eb983473 n6->n3 used n7 app:records/587 n6->n7 used n8 app:records/588 n6->n8 used n9 app:records/585 n6->n9 used n11 app:records/586 n6->n11 used n12 app:creditreports/156 n6->n12 used b4 n6->b4 wasAssociatedWith ann6 prov:startTime 2025-05-08T02:41:53.931000+01:00 prov:endTime 2025-05-11T20:36:21.012000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n22 app:providers/15 n7->n22 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1728.78" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Jan-2025 cs:attr_payment_amount "143.53" %% xsd:float pl:created_at 2025-05-11T20:36:21.010778 ann7->n7 n8->n22 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1728.78" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Apr-2025 cs:attr_payment_amount "50.07" %% xsd:float pl:created_at 2025-05-11T20:36:21.011342 ann8->n8 n9->n22 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1728.78" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Nov-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2025-05-11T20:36:21.009363 ann9->n9 n10 app:models/creditcard_assessment n11->n22 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1728.78" %% xsd:float cs:attr_credit_limit "2100.0" %% xsd:float cs:attr_month Feb-2025 cs:attr_payment_amount "22.08" %% xsd:float pl:created_at 2025-05-11T20:36:21.010158 ann10->n11 n16 app:providers/1 n12->n16 wasAttributedTo n17 uuid:309f4918-6ef2-4237-905e-afd1a18b9c7c n12->n17 wasGeneratedBy b13 n12->b13 wasDerivedFrom b15 n12->b15 wasDerivedFrom b16 n12->b16 wasDerivedFrom b17 n12->b17 wasDerivedFrom b18 n12->b18 wasDerivedFrom b19 n12->b19 wasDerivedFrom b20 n12->b20 wasDerivedFrom ann11 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 485 pl:created_at 2025-05-11T20:36:21.002315 ann11->n12 n13 app:recommendations/156 n13->n5 wasAttributedTo n13->n6 wasGeneratedBy b5 n13->b5 wasDerivedFrom b6 n13->b6 wasDerivedFrom b7 n13->b7 wasDerivedFrom b8 n13->b8 wasDerivedFrom b9 n13->b9 wasDerivedFrom b10 n13->b10 wasDerivedFrom ann12 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2025-05-11T20:36:21.012280 pl:reason cs:low_credit_score ann12->n13 ann13 prov:label Mandy Morris-Farrell prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann13->n14 n15 app:applications/98/id b12 n15->b12 wasDerivedFrom ann14 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 6 Smith field, New Irene, B6F 7UF cs:attr_applicant_name Mandy Morris-Farrell cs:attr_dob "1991-12-15" %% xsd:date cs:attr_prev_address 9 Joyce grove, New Jemmafurt, HR45 4QS ann14->n15 ann15 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann15->n16 n17->n15 used b14 n17->b14 wasAssociatedWith ann16 prov:startTime 2025-05-11T20:36:21.002000+01:00 prov:endTime 2025-05-11T20:36:21.002000+01:00 prov:type cs:SearchingCreditHistory ann16->n17 n18 app:providers/2 ann17 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann17->n18 n19 app:records/583 n19->n18 wasAttributedTo ann18 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 6 Smith field, New Irene, B6F 7UF cs:attr_from_date "2023-04-02" %% xsd:date pl:created_at 2025-04-22T00:00:00 ann18->n19 n20 app:providers/3 ann19 prov:label EE prov:type cs:DataProvider prov:type cs:UtilityCompany ann19->n20 n21 app:records/584 n21->n20 wasAttributedTo ann20 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 6 Smith field, New Irene, B6F 7UF cs:attr_first_confirmed "2025-04-29" %% xsd:date cs:attr_last_confirmed "2024-07-13" %% xsd:date cs:attr_prev_address 9 Joyce grove, New Jemmafurt, HR45 4QS pl:created_at 2025-05-11T20:36:21.007797 ann20->n21 ann21 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann21->n22 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n5 b4->n10 plan b5->n3 b6->n12 b7->n11 b8->n8 b9->n9 b10->n7 b11->n13 b12->n3 b13->n15 b14->n16 b15->n19 b16->n21 b17->n7 b18->n11 b19->n8 b20->n9