Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #152
Decided on: Dec. 4, 2021, 2:23 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:acbe7a49-d541-4dab-a98f-d0cd7c7b6401
n4
app:applications/123
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2021-12-03T06:46:33.099000+00:00
prov:endTime
2021-12-04T14:23:26.208000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/152
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b11
n3->b11
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2021-12-04T14:23:26.208088
pl:reason
cs:low_credit_score
ann3->n3
n14
app:applicants/123
n4->n14
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
048 Zoe hollow, North Charlottehaven, GL0 9UN
cs:attr_annual_income
25000
cs:attr_applicant_name
Gail James
cs:attr_dob
"1954-02-22" %% xsd:date
cs:attr_email_address
bondstephanie@jackson-farmer.com
cs:attr_emp_length
0
cs:attr_emp_title
Hydrogeologist
cs:attr_home_ownership
2
cs:attr_phone_number
+44141 4960101
cs:attr_prev_address
Flat 26, Linda points, Albertbury, PA42 1NW
pl:created_at
2021-12-03T06:46:33.099151
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:9599fdc0-e58a-4deb-8dc1-9e19b144ceea
n6->n4
used
n7
app:records/631
n6->n7
used
n8
app:records/632
n6->n8
used
n10
app:creditreports/152
n6->n10
used
n12
app:records/633
n6->n12
used
n13
app:records/634
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2021-12-03T06:46:33.099000+00:00
prov:endTime
2021-12-04T14:23:26.208000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n22
app:providers/14
n7->n22
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1553.35" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Sep-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-12-04T14:23:26.200354
ann7->n7
n8->n22
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1553.35" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Jul-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-12-04T14:23:26.202211
ann8->n8
n9
app:models/creditcard_assessment
n16
app:providers/1
n10->n16
wasAttributedTo
n17
uuid:e45a507b-c829-4689-88a1-0037c911e697
n10->n17
wasGeneratedBy
b13
n10->b13
wasDerivedFrom
b15
n10->b15
wasDerivedFrom
b16
n10->b16
wasDerivedFrom
b17
n10->b17
wasDerivedFrom
b18
n10->b18
wasDerivedFrom
b19
n10->b19
wasDerivedFrom
b20
n10->b20
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
540
pl:created_at
2021-12-04T14:23:26.184029
ann9->n10
n11
app:recommendations/152
n11->n5
wasAttributedTo
n11->n6
wasGeneratedBy
b4
n11->b4
wasDerivedFrom
b5
n11->b5
wasDerivedFrom
b6
n11->b6
wasDerivedFrom
b7
n11->b7
wasDerivedFrom
b8
n11->b8
wasDerivedFrom
b9
n11->b9
wasDerivedFrom
ann10
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2021-12-04T14:23:26.208088
pl:reason
cs:low_credit_score
ann10->n11
n12->n22
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1553.35" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Aug-2021
cs:attr_payment_amount
"98.41" %% xsd:float
pl:created_at
2021-12-04T14:23:26.203793
ann11->n12
n13->n22
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1553.35" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Mar-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-12-04T14:23:26.205357
ann12->n13
ann13
prov:label
Gail James
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n14
n15
app:applications/123/id
b12
n15->b12
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
048 Zoe hollow, North Charlottehaven, GL0 9UN
cs:attr_applicant_name
Gail James
cs:attr_dob
"1954-02-22" %% xsd:date
cs:attr_prev_address
Flat 26, Linda points, Albertbury, PA42 1NW
ann14->n15
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n16
n17->n15
used
b14
n17->b14
wasAssociatedWith
ann16
prov:startTime
2021-12-04T14:23:26.184000+00:00
prov:endTime
2021-12-04T14:23:26.184000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n17
n18
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n18
n19
app:records/629
n19->n18
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
048 Zoe hollow, North Charlottehaven, GL0 9UN
cs:attr_from_date
"2019-07-16" %% xsd:date
pl:created_at
2021-12-01T00:00:00
ann18->n19
n20
app:providers/9
ann19
prov:label
GiffGaff
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann19->n20
n21
app:records/630
n21->n20
wasAttributedTo
ann20
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
048 Zoe hollow, North Charlottehaven, GL0 9UN
cs:attr_first_confirmed
"2021-12-01" %% xsd:date
cs:attr_last_confirmed
"2021-01-08" %% xsd:date
cs:attr_prev_address
Flat 26, Linda points, Albertbury, PA42 1NW
pl:created_at
2021-12-04T14:23:26.196622
ann20->n21
ann21
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann21->n22
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n8
b5->n7
b6->n13
b7->n12
b8->n4
b9->n10
b10->n5
b10->n9
plan
b11->n11
b12->n4
b13->n15
b14->n16
b15->n21
b16->n19
b17->n12
b18->n13
b19->n7
b20->n8