Provenance for Decision #15

Decided on: Nov. 18, 2024, 10:04 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:3b954986-9672-4eaa-ad30-bb353dcb914c n4 app:applications/10 n2->n4 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2024-11-15T22:04:11.525000+00:00 prov:endTime 2024-11-18T10:04:58.861000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/15 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b1 n3->b1 wasDerivedFrom b10 n3->b10 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-11-18T10:04:58.861957 pl:reason cs:low_credit_score ann3->n3 n13 app:applicants/10 n4->n13 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Studio 4, Roberts drives, Antonyshire, PE3 1GR cs:attr_annual_income 57000 cs:attr_applicant_name Deborah King cs:attr_dob "1958-11-13" %% xsd:date cs:attr_email_address yelliott@example.net cs:attr_emp_length 36 cs:attr_emp_title Energy engineer cs:attr_home_ownership 1 cs:attr_phone_number 0115 4960763 cs:attr_prev_address 9 Mann square, Patriciaberg, NP2H 4DX pl:created_at 2024-11-15T22:04:11.525250 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:28b5459b-4fca-4d6f-88d0-3f324dd96211 n6->n4 used n8 app:creditreports/15 n6->n8 used n9 app:records/66 n6->n9 used n11 app:records/52 n6->n11 used n12 app:records/51 n6->n12 used b9 n6->b9 wasAssociatedWith ann6 prov:startTime 2024-11-15T22:04:11.525000+00:00 prov:endTime 2024-11-18T10:04:58.861000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n15 app:providers/1 n8->n15 wasAttributedTo n16 uuid:9c34f9aa-1e84-4205-9471-45e521058047 n8->n16 wasGeneratedBy b12 n8->b12 wasDerivedFrom b14 n8->b14 wasDerivedFrom b15 n8->b15 wasDerivedFrom b16 n8->b16 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 529 pl:created_at 2024-11-18T10:04:58.856831 ann7->n8 n21 app:providers/14 n9->n21 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1342.98" %% xsd:float cs:attr_credit_limit "2600.0" %% xsd:float cs:attr_month Sep-2024 cs:attr_payment_amount "131.12" %% xsd:float pl:created_at 2024-11-18T10:04:58.860864 ann8->n9 n10 app:recommendations/15 n10->n5 wasAttributedTo n10->n6 wasGeneratedBy b4 n10->b4 wasDerivedFrom b5 n10->b5 wasDerivedFrom b6 n10->b6 wasDerivedFrom b7 n10->b7 wasDerivedFrom b8 n10->b8 wasDerivedFrom ann9 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-11-18T10:04:58.861957 pl:reason cs:low_credit_score ann9->n10 ann10 prov:label Deborah King prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n13 n14 app:applications/10/id b11 n14->b11 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Studio 4, Roberts drives, Antonyshire, PE3 1GR cs:attr_applicant_name Deborah King cs:attr_dob "1958-11-13" %% xsd:date cs:attr_prev_address 9 Mann square, Patriciaberg, NP2H 4DX ann11->n14 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n15 n16->n14 used b13 n16->b13 wasAssociatedWith ann13 prov:startTime 2024-11-18T10:04:58.856000+00:00 prov:endTime 2024-11-18T10:04:58.856000+00:00 prov:type cs:SearchingCreditHistory ann13->n16 n17 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n17 n18 app:records/49 n18->n17 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 4, Roberts drives, Antonyshire, PE3 1GR cs:attr_from_date "2023-03-18" %% xsd:date pl:created_at 2024-10-20T00:00:00 ann15->n18 n19 app:providers/13 ann16 prov:label VOXI prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n19 n20 app:records/50 n20->n19 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Studio 4, Roberts drives, Antonyshire, PE3 1GR cs:attr_first_confirmed "2024-10-26" %% xsd:date cs:attr_last_confirmed "2023-12-18" %% xsd:date cs:attr_prev_address 9 Mann square, Patriciaberg, NP2H 4DX pl:created_at 2024-11-17T01:31:26.561697 ann17->n20 ann18 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n21 b1->n4 b2->n1 b3->n1 b3->n6 activity b4->n8 b5->n9 b6->n11 b7->n4 b8->n12 b9->n5 b9->n7 plan b10->n10 b11->n4 b12->n14 b13->n15 b14->n20 b15->n9 b16->n18