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Provenance for Decision #145
Decided on: Nov. 17, 2021, 3:01 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:7f47ca40-8de6-41a9-bd2f-5d7f0178bf88
n3
app:applications/120
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2021-11-17T14:59:32.068000+00:00
prov:endTime
2021-11-17T15:01:32.667000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n14
app:applicants/120
n3->n14
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
155 Shepherd drive, South Melissabury, E5U 8LN
cs:attr_annual_income
44000
cs:attr_applicant_name
Michelle Shepherd
cs:attr_dob
"1964-06-25" %% xsd:date
cs:attr_email_address
bennettmatthew@outlook.com
cs:attr_emp_length
28
cs:attr_emp_title
Bookseller
cs:attr_home_ownership
4
cs:attr_phone_number
0116 4960897
cs:attr_prev_address
895 Gregory divide, Chloeton, B46 1GP
pl:created_at
2021-11-17T14:59:32.068356
ann3->n3
n4
app:decisions/145
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b11
n4->b11
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2021-11-17T15:01:32.667619
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:08f3c02e-8365-4ad9-9767-86b42f1204a4
n6->n3
used
n8
app:records/606
n6->n8
used
n9
app:creditreports/145
n6->n9
used
n11
app:records/604
n6->n11
used
n12
app:records/605
n6->n12
used
n13
app:records/603
n6->n13
used
b10
n6->b10
wasAssociatedWith
ann6
prov:startTime
2021-11-17T14:59:32.068000+00:00
prov:endTime
2021-11-17T15:01:32.667000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n22
app:providers/15
n8->n22
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"218.91" %% xsd:float
cs:attr_credit_limit
"1000.0" %% xsd:float
cs:attr_month
Oct-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-11-17T15:01:32.664891
ann7->n8
n16
app:providers/1
n9->n16
wasAttributedTo
n17
uuid:de915343-67d4-4241-945d-84d88e24774a
n9->n17
wasGeneratedBy
b14
n9->b14
wasDerivedFrom
b15
n9->b15
wasDerivedFrom
b16
n9->b16
wasDerivedFrom
b17
n9->b17
wasDerivedFrom
b18
n9->b18
wasDerivedFrom
b19
n9->b19
wasDerivedFrom
b20
n9->b20
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
97
pl:created_at
2021-11-17T15:01:32.643027
ann8->n9
n10
app:recommendations/145
n10->n5
wasAttributedTo
n10->n6
wasGeneratedBy
b4
n10->b4
wasDerivedFrom
b5
n10->b5
wasDerivedFrom
b6
n10->b6
wasDerivedFrom
b7
n10->b7
wasDerivedFrom
b8
n10->b8
wasDerivedFrom
b9
n10->b9
wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2021-11-17T15:01:32.667619
pl:reason
cs:low_credit_score
ann9->n10
n11->n22
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"218.91" %% xsd:float
cs:attr_credit_limit
"1000.0" %% xsd:float
cs:attr_month
Sep-2021
cs:attr_payment_amount
"13.35" %% xsd:float
pl:created_at
2021-11-17T15:01:32.661756
ann10->n11
n12->n22
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"218.91" %% xsd:float
cs:attr_credit_limit
"1000.0" %% xsd:float
cs:attr_month
Aug-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-11-17T15:01:32.663313
ann11->n12
n13->n22
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"218.91" %% xsd:float
cs:attr_credit_limit
"1000.0" %% xsd:float
cs:attr_month
Nov-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-11-17T15:01:32.659873
ann12->n13
ann13
prov:label
Michelle Shepherd
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n14
n15
app:applications/120/id
b12
n15->b12
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
155 Shepherd drive, South Melissabury, E5U 8LN
cs:attr_applicant_name
Michelle Shepherd
cs:attr_dob
"1964-06-25" %% xsd:date
cs:attr_prev_address
895 Gregory divide, Chloeton, B46 1GP
ann14->n15
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n16
n17->n15
used
b13
n17->b13
wasAssociatedWith
ann16
prov:startTime
2021-11-17T15:01:32.643000+00:00
prov:endTime
2021-11-17T15:01:32.643000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n17
n18
app:providers/2
ann17
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann17->n18
n19
app:records/601
n19->n18
wasAttributedTo
ann18
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
155 Shepherd drive, South Melissabury, E5U 8LN
cs:attr_from_date
"2020-12-20" %% xsd:date
pl:created_at
2021-10-30T00:00:00
ann18->n19
n20
app:providers/11
ann19
prov:label
Sky
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann19->n20
n21
app:records/602
n21->n20
wasAttributedTo
ann20
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
155 Shepherd drive, South Melissabury, E5U 8LN
cs:attr_first_confirmed
"2021-10-19" %% xsd:date
cs:attr_last_confirmed
"2021-04-09" %% xsd:date
cs:attr_prev_address
895 Gregory divide, Chloeton, B46 1GP
pl:created_at
2021-11-17T15:01:32.656177
ann20->n21
ann21
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann21->n22
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n3
b5->n11
b6->n8
b7->n9
b8->n12
b9->n13
b10->n5
b10->n7
plan
b11->n10
b12->n3
b13->n16
b14->n15
b15->n13
b16->n19
b17->n12
b18->n11
b19->n21
b20->n8