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Provenance for Decision #1445
Decided on: April 2, 2024, 8:31 p.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:1ece6871-b0f0-4c6c-9d44-89530a3abdd7
n3
app:applications/290
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2023-01-31T23:25:33.964000+00:00
prov:endTime
2024-04-02T20:31:50.812000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n27
app:applicants/290
n3->n27
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
2 Sarah shore, South Laura, M1G 9XD
cs:attr_annual_income
110000
cs:attr_applicant_name
Stephanie Richardson-Moore
cs:attr_dob
"2004-04-25" %% xsd:date
cs:attr_email_address
alexandra02@example.net
cs:attr_emp_length
0
cs:attr_emp_title
Administrator, charities/voluntary organisations
cs:attr_home_ownership
4
cs:attr_phone_number
0289018440
cs:attr_prev_address
685 Douglas island, Alexandraburgh, B1 2EY
pl:created_at
2023-01-31T23:25:33.964390
ann3->n3
n4
app:decisions/1445
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b24
n4->b24
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-04-02T20:31:50.812457
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:50a1ab38-5894-4342-badb-d8a7bffbe36c
n6->n3
used
n7
app:records/4500
n6->n7
used
n8
app:records/2051
n6->n8
used
n9
app:records/3130
n6->n9
used
n10
app:records/2052
n6->n10
used
n11
app:creditreports/1445
n6->n11
used
n12
app:records/2338
n6->n12
used
n13
app:records/2701
n6->n13
used
n14
app:records/2702
n6->n14
used
n15
app:records/4502
n6->n15
used
n16
app:records/2335
n6->n16
used
n17
app:records/4501
n6->n17
used
n18
app:records/3128
n6->n18
used
n19
app:records/2336
n6->n19
used
n20
app:records/3129
n6->n20
used
n21
app:records/2700
n6->n21
used
n22
app:records/2337
n6->n22
used
n23
app:records/4503
n6->n23
used
n26
app:records/2050
n6->n26
used
b23
n6->b23
wasAssociatedWith
ann6
prov:startTime
2023-01-31T23:25:33.964000+00:00
prov:endTime
2024-04-02T20:31:50.812000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n31
app:providers/15
n7->n31
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1210.6" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Jan-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-04-02T20:31:50.804893
ann7->n7
n29
app:providers/1
n11->n29
wasAttributedTo
n30
uuid:4fca83ba-f5e3-451c-b1f0-43b4a2365ade
n11->n30
wasGeneratedBy
b26
n11->b26
wasDerivedFrom
b28
n11->b28
wasDerivedFrom
b29
n11->b29
wasDerivedFrom
b30
n11->b30
wasDerivedFrom
b31
n11->b31
wasDerivedFrom
b32
n11->b32
wasDerivedFrom
b33
n11->b33
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
202
pl:created_at
2024-04-02T20:31:50.795635
ann8->n11
n15->n31
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1210.6" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Jun-2023
cs:attr_payment_amount
"24.23" %% xsd:float
pl:created_at
2024-04-02T20:31:50.808424
ann9->n15
n17->n31
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1210.6" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Aug-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-04-02T20:31:50.806837
ann10->n17
n23->n31
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1210.6" %% xsd:float
cs:attr_credit_limit
"2300.0" %% xsd:float
cs:attr_month
Dec-2023
cs:attr_payment_amount
"81.9" %% xsd:float
pl:created_at
2024-04-02T20:31:50.809990
ann11->n23
n24
app:recommendations/1445
n24->n5
wasAttributedTo
n24->n6
wasGeneratedBy
b4
n24->b4
wasDerivedFrom
b5
n24->b5
wasDerivedFrom
b6
n24->b6
wasDerivedFrom
b7
n24->b7
wasDerivedFrom
b8
n24->b8
wasDerivedFrom
b9
n24->b9
wasDerivedFrom
b10
n24->b10
wasDerivedFrom
b11
n24->b11
wasDerivedFrom
b12
n24->b12
wasDerivedFrom
b13
n24->b13
wasDerivedFrom
b14
n24->b14
wasDerivedFrom
b15
n24->b15
wasDerivedFrom
b16
n24->b16
wasDerivedFrom
b17
n24->b17
wasDerivedFrom
b18
n24->b18
wasDerivedFrom
b19
n24->b19
wasDerivedFrom
b20
n24->b20
wasDerivedFrom
b21
n24->b21
wasDerivedFrom
b22
n24->b22
wasDerivedFrom
ann12
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-04-02T20:31:50.812457
pl:reason
cs:low_credit_score
ann12->n24
n25
app:models/creditcard_assessment
ann13
prov:label
Stephanie Richardson-Moore
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n27
n28
app:applications/290/id
b25
n28->b25
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
2 Sarah shore, South Laura, M1G 9XD
cs:attr_applicant_name
Stephanie Richardson-Moore
cs:attr_dob
"2004-04-25" %% xsd:date
cs:attr_prev_address
685 Douglas island, Alexandraburgh, B1 2EY
ann14->n28
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n29
n30->n28
used
b27
n30->b27
wasAssociatedWith
ann16
prov:startTime
2024-04-02T20:31:50.795000+01:00
prov:endTime
2024-04-02T20:31:50.795000+01:00
prov:type
cs:SearchingCreditHistory
ann16->n30
ann17
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann17->n31
n32
app:providers/12
ann18
prov:label
TalkTalk
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n32
n33
app:records/2049
n33->n32
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
2 Sarah shore, South Laura, M1G 9XD
cs:attr_first_confirmed
"2023-01-13" %% xsd:date
cs:attr_last_confirmed
"2022-11-20" %% xsd:date
cs:attr_prev_address
685 Douglas island, Alexandraburgh, B1 2EY
pl:created_at
2023-02-05T15:59:51.475166
ann19->n33
n34
app:providers/2
ann20
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann20->n34
n35
app:records/2048
n35->n34
wasAttributedTo
ann21
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
2 Sarah shore, South Laura, M1G 9XD
cs:attr_from_date
"2022-03-15" %% xsd:date
pl:created_at
2023-01-18T00:00:00
ann21->n35
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n19
b5->n26
b6->n12
b7->n15
b8->n23
b9->n16
b10->n18
b11->n8
b12->n20
b13->n22
b14->n11
b15->n17
b16->n14
b17->n9
b18->n10
b19->n21
b20->n13
b21->n7
b22->n3
b23->n5
b23->n25
plan
b24->n24
b25->n3
b26->n28
b27->n29
b28->n23
b29->n17
b30->n35
b31->n33
b32->n7
b33->n15