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Provenance for Decision #144
Decided on: Nov. 17, 2021, 11:35 a.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:51f7c2af-f103-41de-8eac-a633ef5f93e4
n3
app:applications/119
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2021-11-16T18:48:58.416000+00:00
prov:endTime
2021-11-17T11:35:54.963000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n13
app:applicants/119
n3->n13
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
57 Peter glens, Youngside, DY0 9BY
cs:attr_annual_income
73000
cs:attr_applicant_name
Maurice Austin
cs:attr_dob
"2000-06-16" %% xsd:date
cs:attr_email_address
qsmith@hotmail.com
cs:attr_emp_length
0
cs:attr_emp_title
Education officer, museum
cs:attr_home_ownership
4
cs:attr_phone_number
+44909 879 0612
cs:attr_prev_address
22 Stone stravenue, North Ashley, L04 5FW
pl:created_at
2021-11-16T18:48:58.416108
ann3->n3
n4
app:decisions/144
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b10
n4->b10
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2021-11-17T11:35:54.963771
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:2a9947ab-1a3e-4146-bde0-3d09a15405f6
n6->n3
used
n7
app:records/598
n6->n7
used
n8
app:records/599
n6->n8
used
n10
app:creditreports/144
n6->n10
used
n11
app:records/600
n6->n11
used
b9
n6->b9
wasAssociatedWith
ann6
prov:startTime
2021-11-16T18:48:58.416000+00:00
prov:endTime
2021-11-17T11:35:54.963000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n21
app:providers/14
n7->n21
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1593.59" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Aug-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-11-17T11:35:54.957532
ann7->n7
n8->n21
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1593.59" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Jun-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-11-17T11:35:54.959445
ann8->n8
n9
app:models/creditcard_assessment
n15
app:providers/1
n10->n15
wasAttributedTo
n16
uuid:9aa03e4c-49e8-4f10-a863-3f24b1533bac
n10->n16
wasGeneratedBy
b12
n10->b12
wasDerivedFrom
b14
n10->b14
wasDerivedFrom
b15
n10->b15
wasDerivedFrom
b16
n10->b16
wasDerivedFrom
b17
n10->b17
wasDerivedFrom
b18
n10->b18
wasDerivedFrom
ann9
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
535
pl:created_at
2021-11-17T11:35:54.941888
ann9->n10
n11->n21
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1593.59" %% xsd:float
cs:attr_credit_limit
"2700.0" %% xsd:float
cs:attr_month
Jan-2021
cs:attr_payment_amount
"128.94" %% xsd:float
pl:created_at
2021-11-17T11:35:54.961060
ann10->n11
n12
app:recommendations/144
n12->n5
wasAttributedTo
n12->n6
wasGeneratedBy
b4
n12->b4
wasDerivedFrom
b5
n12->b5
wasDerivedFrom
b6
n12->b6
wasDerivedFrom
b7
n12->b7
wasDerivedFrom
b8
n12->b8
wasDerivedFrom
ann11
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2021-11-17T11:35:54.963771
pl:reason
cs:low_credit_score
ann11->n12
ann12
prov:label
Maurice Austin
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann12->n13
n14
app:applications/119/id
b11
n14->b11
wasDerivedFrom
ann13
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
57 Peter glens, Youngside, DY0 9BY
cs:attr_applicant_name
Maurice Austin
cs:attr_dob
"2000-06-16" %% xsd:date
cs:attr_prev_address
22 Stone stravenue, North Ashley, L04 5FW
ann13->n14
ann14
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann14->n15
n16->n14
used
b13
n16->b13
wasAssociatedWith
ann15
prov:startTime
2021-11-17T11:35:54.941000+00:00
prov:endTime
2021-11-17T11:35:54.941000+00:00
prov:type
cs:SearchingCreditHistory
ann15->n16
n17
app:providers/2
ann16
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann16->n17
n18
app:records/596
n18->n17
wasAttributedTo
ann17
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
57 Peter glens, Youngside, DY0 9BY
cs:attr_from_date
"2019-06-19" %% xsd:date
pl:created_at
2021-10-27T00:00:00
ann17->n18
n19
app:providers/11
ann18
prov:label
Sky
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n19
n20
app:records/597
n20->n19
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
57 Peter glens, Youngside, DY0 9BY
cs:attr_first_confirmed
"2021-10-31" %% xsd:date
cs:attr_last_confirmed
"2021-10-13" %% xsd:date
cs:attr_prev_address
22 Stone stravenue, North Ashley, L04 5FW
pl:created_at
2021-11-17T11:35:54.953884
ann19->n20
ann20
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann20->n21
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n7
b5->n11
b6->n3
b7->n10
b8->n8
b9->n5
b9->n9
plan
b10->n12
b11->n3
b12->n14
b13->n15
b14->n20
b15->n18
b16->n8
b17->n11
b18->n7