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Provenance for Decision #1421
Decided on: April 1, 2024, 1:56 a.m.
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PROV-N
PROV-JSON
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SVG
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n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:048e251c-093e-4ed4-b8f0-e59f7ed4343a
n3
app:applications/132
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-01-19T18:35:59.425000+00:00
prov:endTime
2024-04-01T01:56:14.073000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n32
app:applicants/132
n3->n32
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
151 Lawrence glens, Robinsonberg, B4 3JG
cs:attr_annual_income
82000
cs:attr_applicant_name
Katherine Lloyd
cs:attr_dob
"1962-04-24" %% xsd:date
cs:attr_email_address
oprice@hayes.org
cs:attr_emp_length
11
cs:attr_emp_title
Make
cs:attr_home_ownership
3
cs:attr_phone_number
+4428 9018282
cs:attr_prev_address
86 Sian course, Woodside, S25 7WX
pl:created_at
2022-01-19T18:35:59.425364
ann3->n3
n4
app:decisions/1421
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b29
n4->b29
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-04-01T01:56:14.073230
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:d71e6e67-a3ac-4906-a2b0-202e9ba98d5c
n6->n3
used
n7
app:records/4434
n6->n7
used
n8
app:records/3626
n6->n8
used
n9
app:records/3625
n6->n9
used
n10
app:records/3627
n6->n10
used
n11
app:records/4436
n6->n11
used
n12
app:records/4435
n6->n12
used
n13
app:records/2434
n6->n13
used
n14
app:records/853
n6->n14
used
n15
app:records/2435
n6->n15
used
n16
app:records/2436
n6->n16
used
n17
app:records/854
n6->n17
used
n18
app:records/852
n6->n18
used
n20
app:records/1351
n6->n20
used
n21
app:records/2066
n6->n21
used
n22
app:records/2067
n6->n22
used
n23
app:records/1352
n6->n23
used
n24
app:records/707
n6->n24
used
n25
app:records/1350
n6->n25
used
n26
app:records/705
n6->n26
used
n27
app:records/706
n6->n27
used
n28
app:creditreports/1421
n6->n28
used
n29
app:records/2863
n6->n29
used
n30
app:records/2864
n6->n30
used
b28
n6->b28
wasAssociatedWith
ann6
prov:startTime
2022-01-19T18:35:59.425000+00:00
prov:endTime
2024-04-01T01:56:14.073000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n36
app:providers/15
n7->n36
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2455.06" %% xsd:float
cs:attr_credit_limit
"2900.0" %% xsd:float
cs:attr_month
Jun-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-04-01T01:56:14.062583
ann7->n7
n11->n36
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2455.06" %% xsd:float
cs:attr_credit_limit
"2900.0" %% xsd:float
cs:attr_month
Nov-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-04-01T01:56:14.067886
ann8->n11
n12->n36
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2455.06" %% xsd:float
cs:attr_credit_limit
"2900.0" %% xsd:float
cs:attr_month
Nov-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-04-01T01:56:14.065053
ann9->n12
n19
app:models/creditcard_assessment
n34
app:providers/1
n28->n34
wasAttributedTo
n35
uuid:7e941fb5-47db-4d08-8f5c-7e65f934b5b7
n28->n35
wasGeneratedBy
b32
n28->b32
wasDerivedFrom
b33
n28->b33
wasDerivedFrom
b34
n28->b34
wasDerivedFrom
b35
n28->b35
wasDerivedFrom
b36
n28->b36
wasDerivedFrom
b37
n28->b37
wasDerivedFrom
ann10
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
118
pl:created_at
2024-04-01T01:56:14.049122
ann10->n28
n31
app:recommendations/1421
n31->n5
wasAttributedTo
n31->n6
wasGeneratedBy
b4
n31->b4
wasDerivedFrom
b5
n31->b5
wasDerivedFrom
b6
n31->b6
wasDerivedFrom
b7
n31->b7
wasDerivedFrom
b8
n31->b8
wasDerivedFrom
b9
n31->b9
wasDerivedFrom
b10
n31->b10
wasDerivedFrom
b11
n31->b11
wasDerivedFrom
b12
n31->b12
wasDerivedFrom
b13
n31->b13
wasDerivedFrom
b14
n31->b14
wasDerivedFrom
b15
n31->b15
wasDerivedFrom
b16
n31->b16
wasDerivedFrom
b17
n31->b17
wasDerivedFrom
b18
n31->b18
wasDerivedFrom
b19
n31->b19
wasDerivedFrom
b20
n31->b20
wasDerivedFrom
b21
n31->b21
wasDerivedFrom
b22
n31->b22
wasDerivedFrom
b23
n31->b23
wasDerivedFrom
b24
n31->b24
wasDerivedFrom
b25
n31->b25
wasDerivedFrom
b26
n31->b26
wasDerivedFrom
b27
n31->b27
wasDerivedFrom
ann11
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-04-01T01:56:14.073230
pl:reason
cs:low_credit_score
ann11->n31
ann12
prov:label
Katherine Lloyd
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann12->n32
n33
app:applications/132/id
b30
n33->b30
wasDerivedFrom
ann13
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
151 Lawrence glens, Robinsonberg, B4 3JG
cs:attr_applicant_name
Katherine Lloyd
cs:attr_dob
"1962-04-24" %% xsd:date
cs:attr_prev_address
86 Sian course, Woodside, S25 7WX
ann13->n33
ann14
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann14->n34
n35->n33
used
b31
n35->b31
wasAssociatedWith
ann15
prov:startTime
2024-04-01T01:56:14.049000+01:00
prov:endTime
2024-04-01T01:56:14.049000+01:00
prov:type
cs:SearchingCreditHistory
ann15->n35
ann16
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann16->n36
n37
app:providers/6
ann17
prov:label
Three
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann17->n37
n38
app:records/704
n38->n37
wasAttributedTo
ann18
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
151 Lawrence glens, Robinsonberg, B4 3JG
cs:attr_first_confirmed
"2021-12-31" %% xsd:date
cs:attr_last_confirmed
"2021-05-30" %% xsd:date
cs:attr_prev_address
86 Sian course, Woodside, S25 7WX
pl:created_at
2022-01-25T09:29:19.824920
ann18->n38
n39
app:providers/2
ann19
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann19->n39
n40
app:records/703
n40->n39
wasAttributedTo
ann20
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
151 Lawrence glens, Robinsonberg, B4 3JG
cs:attr_from_date
"2021-03-28" %% xsd:date
pl:created_at
2022-01-07T00:00:00
ann20->n40
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n27
b5->n11
b6->n14
b7->n28
b8->n18
b9->n16
b10->n13
b11->n21
b12->n20
b13->n30
b14->n26
b15->n7
b16->n15
b17->n23
b18->n17
b19->n12
b20->n25
b21->n9
b22->n10
b23->n8
b24->n22
b25->n24
b26->n29
b27->n3
b28->n5
b28->n19
plan
b29->n31
b30->n3
b31->n34
b32->n33
b33->n12
b34->n38
b35->n7
b36->n40
b37->n11