Provenance for Decision #1421

Decided on: April 1, 2024, 1:56 a.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:048e251c-093e-4ed4-b8f0-e59f7ed4343a n3 app:applications/132 n2->n3 used b2 n2->b2 wasAssociatedWith ann2 prov:startTime 2022-01-19T18:35:59.425000+00:00 prov:endTime 2024-04-01T01:56:14.073000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n32 app:applicants/132 n3->n32 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address 151 Lawrence glens, Robinsonberg, B4 3JG cs:attr_annual_income 82000 cs:attr_applicant_name Katherine Lloyd cs:attr_dob "1962-04-24" %% xsd:date cs:attr_email_address oprice@hayes.org cs:attr_emp_length 11 cs:attr_emp_title Make cs:attr_home_ownership 3 cs:attr_phone_number +4428 9018282 cs:attr_prev_address 86 Sian course, Woodside, S25 7WX pl:created_at 2022-01-19T18:35:59.425364 ann3->n3 n4 app:decisions/1421 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b1 n4->b1 wasDerivedFrom b29 n4->b29 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-04-01T01:56:14.073230 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:d71e6e67-a3ac-4906-a2b0-202e9ba98d5c n6->n3 used n7 app:records/4434 n6->n7 used n8 app:records/3626 n6->n8 used n9 app:records/3625 n6->n9 used n10 app:records/3627 n6->n10 used n11 app:records/4436 n6->n11 used n12 app:records/4435 n6->n12 used n13 app:records/2434 n6->n13 used n14 app:records/853 n6->n14 used n15 app:records/2435 n6->n15 used n16 app:records/2436 n6->n16 used n17 app:records/854 n6->n17 used n18 app:records/852 n6->n18 used n20 app:records/1351 n6->n20 used n21 app:records/2066 n6->n21 used n22 app:records/2067 n6->n22 used n23 app:records/1352 n6->n23 used n24 app:records/707 n6->n24 used n25 app:records/1350 n6->n25 used n26 app:records/705 n6->n26 used n27 app:records/706 n6->n27 used n28 app:creditreports/1421 n6->n28 used n29 app:records/2863 n6->n29 used n30 app:records/2864 n6->n30 used b28 n6->b28 wasAssociatedWith ann6 prov:startTime 2022-01-19T18:35:59.425000+00:00 prov:endTime 2024-04-01T01:56:14.073000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n36 app:providers/15 n7->n36 wasAttributedTo ann7 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "2455.06" %% xsd:float cs:attr_credit_limit "2900.0" %% xsd:float cs:attr_month Jun-2023 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-04-01T01:56:14.062583 ann7->n7 n11->n36 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "2455.06" %% xsd:float cs:attr_credit_limit "2900.0" %% xsd:float cs:attr_month Nov-2023 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-04-01T01:56:14.067886 ann8->n11 n12->n36 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "2455.06" %% xsd:float cs:attr_credit_limit "2900.0" %% xsd:float cs:attr_month Nov-2023 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-04-01T01:56:14.065053 ann9->n12 n19 app:models/creditcard_assessment n34 app:providers/1 n28->n34 wasAttributedTo n35 uuid:7e941fb5-47db-4d08-8f5c-7e65f934b5b7 n28->n35 wasGeneratedBy b32 n28->b32 wasDerivedFrom b33 n28->b33 wasDerivedFrom b34 n28->b34 wasDerivedFrom b35 n28->b35 wasDerivedFrom b36 n28->b36 wasDerivedFrom b37 n28->b37 wasDerivedFrom ann10 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 118 pl:created_at 2024-04-01T01:56:14.049122 ann10->n28 n31 app:recommendations/1421 n31->n5 wasAttributedTo n31->n6 wasGeneratedBy b4 n31->b4 wasDerivedFrom b5 n31->b5 wasDerivedFrom b6 n31->b6 wasDerivedFrom b7 n31->b7 wasDerivedFrom b8 n31->b8 wasDerivedFrom b9 n31->b9 wasDerivedFrom b10 n31->b10 wasDerivedFrom b11 n31->b11 wasDerivedFrom b12 n31->b12 wasDerivedFrom b13 n31->b13 wasDerivedFrom b14 n31->b14 wasDerivedFrom b15 n31->b15 wasDerivedFrom b16 n31->b16 wasDerivedFrom b17 n31->b17 wasDerivedFrom b18 n31->b18 wasDerivedFrom b19 n31->b19 wasDerivedFrom b20 n31->b20 wasDerivedFrom b21 n31->b21 wasDerivedFrom b22 n31->b22 wasDerivedFrom b23 n31->b23 wasDerivedFrom b24 n31->b24 wasDerivedFrom b25 n31->b25 wasDerivedFrom b26 n31->b26 wasDerivedFrom b27 n31->b27 wasDerivedFrom ann11 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-04-01T01:56:14.073230 pl:reason cs:low_credit_score ann11->n31 ann12 prov:label Katherine Lloyd prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann12->n32 n33 app:applications/132/id b30 n33->b30 wasDerivedFrom ann13 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address 151 Lawrence glens, Robinsonberg, B4 3JG cs:attr_applicant_name Katherine Lloyd cs:attr_dob "1962-04-24" %% xsd:date cs:attr_prev_address 86 Sian course, Woodside, S25 7WX ann13->n33 ann14 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann14->n34 n35->n33 used b31 n35->b31 wasAssociatedWith ann15 prov:startTime 2024-04-01T01:56:14.049000+01:00 prov:endTime 2024-04-01T01:56:14.049000+01:00 prov:type cs:SearchingCreditHistory ann15->n35 ann16 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann16->n36 n37 app:providers/6 ann17 prov:label Three prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n37 n38 app:records/704 n38->n37 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 151 Lawrence glens, Robinsonberg, B4 3JG cs:attr_first_confirmed "2021-12-31" %% xsd:date cs:attr_last_confirmed "2021-05-30" %% xsd:date cs:attr_prev_address 86 Sian course, Woodside, S25 7WX pl:created_at 2022-01-25T09:29:19.824920 ann18->n38 n39 app:providers/2 ann19 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann19->n39 n40 app:records/703 n40->n39 wasAttributedTo ann20 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address 151 Lawrence glens, Robinsonberg, B4 3JG cs:attr_from_date "2021-03-28" %% xsd:date pl:created_at 2022-01-07T00:00:00 ann20->n40 b1->n3 b2->n1 b3->n1 b3->n6 activity b4->n27 b5->n11 b6->n14 b7->n28 b8->n18 b9->n16 b10->n13 b11->n21 b12->n20 b13->n30 b14->n26 b15->n7 b16->n15 b17->n23 b18->n17 b19->n12 b20->n25 b21->n9 b22->n10 b23->n8 b24->n22 b25->n24 b26->n29 b27->n3 b28->n5 b28->n19 plan b29->n31 b30->n3 b31->n34 b32->n33 b33->n12 b34->n38 b35->n7 b36->n40 b37->n11