Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #1415
Decided on: March 31, 2024, 8:29 a.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:dc101e6b-2e92-4a82-ae4c-c0d0d46fc73b
n3
app:applications/258
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-11-22T00:07:32.128000+00:00
prov:endTime
2024-03-31T08:29:30.614000+01:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n25
app:applicants/258
n3->n25
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 79, Amy crossing, Smithtown, BB8 2LZ
cs:attr_annual_income
28000
cs:attr_applicant_name
Mathew Hall-Knowles
cs:attr_dob
"1985-11-23" %% xsd:date
cs:attr_email_address
parkerashleigh@example.com
cs:attr_emp_length
9
cs:attr_emp_title
Clinical molecular geneticist
cs:attr_home_ownership
2
cs:attr_phone_number
(0114) 496 0878
cs:attr_prev_address
Studio 11, Martin lodge, East Cherylshire, G43 7HQ
pl:created_at
2022-11-22T00:07:32.128723
ann3->n3
n4
app:decisions/1415
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b22
n4->b22
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-03-31T08:29:30.614583
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:3b86f5d2-b921-4853-b3fd-7508be64adf0
n6->n3
used
n7
app:records/2077
n6->n7
used
n8
app:records/2078
n6->n8
used
n9
app:records/2882
n6->n9
used
n10
app:records/2883
n6->n10
used
n11
app:creditreports/1415
n6->n11
used
n12
app:records/2076
n6->n12
used
n13
app:records/1799
n6->n13
used
n14
app:records/4418
n6->n14
used
n15
app:records/4417
n6->n15
used
n16
app:records/1800
n6->n16
used
n17
app:records/2438
n6->n17
used
n18
app:records/2884
n6->n18
used
n19
app:records/2885
n6->n19
used
n20
app:records/4416
n6->n20
used
n21
app:records/1798
n6->n21
used
n22
app:records/4415
n6->n22
used
b21
n6->b21
wasAssociatedWith
ann6
prov:startTime
2022-11-22T00:07:32.128000+00:00
prov:endTime
2024-03-31T08:29:30.614000+01:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n27
app:providers/1
n11->n27
wasAttributedTo
n28
uuid:415d0065-c9f9-4c9b-9201-7f46fcdc6327
n11->n28
wasGeneratedBy
b24
n11->b24
wasDerivedFrom
b26
n11->b26
wasDerivedFrom
b27
n11->b27
wasDerivedFrom
b28
n11->b28
wasDerivedFrom
b29
n11->b29
wasDerivedFrom
b30
n11->b30
wasDerivedFrom
b31
n11->b31
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
391
pl:created_at
2024-03-31T08:29:30.597989
ann7->n11
n29
app:providers/15
n14->n29
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"947.54" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Oct-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-31T08:29:30.611876
ann8->n14
n15->n29
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"947.54" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Oct-2023
cs:attr_payment_amount
"36.61" %% xsd:float
pl:created_at
2024-03-31T08:29:30.610409
ann9->n15
n20->n29
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"947.54" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Aug-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-31T08:29:30.608908
ann10->n20
n22->n29
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"947.54" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Sep-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-31T08:29:30.607041
ann11->n22
n23
app:models/creditcard_assessment
n24
app:recommendations/1415
n24->n5
wasAttributedTo
n24->n6
wasGeneratedBy
b4
n24->b4
wasDerivedFrom
b5
n24->b5
wasDerivedFrom
b6
n24->b6
wasDerivedFrom
b7
n24->b7
wasDerivedFrom
b8
n24->b8
wasDerivedFrom
b9
n24->b9
wasDerivedFrom
b10
n24->b10
wasDerivedFrom
b11
n24->b11
wasDerivedFrom
b12
n24->b12
wasDerivedFrom
b13
n24->b13
wasDerivedFrom
b14
n24->b14
wasDerivedFrom
b15
n24->b15
wasDerivedFrom
b16
n24->b16
wasDerivedFrom
b17
n24->b17
wasDerivedFrom
b18
n24->b18
wasDerivedFrom
b19
n24->b19
wasDerivedFrom
b20
n24->b20
wasDerivedFrom
ann12
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-03-31T08:29:30.614583
pl:reason
cs:low_credit_score
ann12->n24
ann13
prov:label
Mathew Hall-Knowles
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n25
n26
app:applications/258/id
b23
n26->b23
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 79, Amy crossing, Smithtown, BB8 2LZ
cs:attr_applicant_name
Mathew Hall-Knowles
cs:attr_dob
"1985-11-23" %% xsd:date
cs:attr_prev_address
Studio 11, Martin lodge, East Cherylshire, G43 7HQ
ann14->n26
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n27
n28->n26
used
b25
n28->b25
wasAssociatedWith
ann16
prov:startTime
2024-03-31T08:29:30.597000+01:00
prov:endTime
2024-03-31T08:29:30.597000+01:00
prov:type
cs:SearchingCreditHistory
ann16->n28
ann17
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann17->n29
n30
app:providers/4
ann18
prov:label
O2
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n30
n31
app:records/1797
n31->n30
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 79, Amy crossing, Smithtown, BB8 2LZ
cs:attr_first_confirmed
"2022-11-02" %% xsd:date
cs:attr_last_confirmed
"2022-02-04" %% xsd:date
cs:attr_prev_address
Studio 11, Martin lodge, East Cherylshire, G43 7HQ
pl:created_at
2022-11-25T21:46:27.089395
ann19->n31
n32
app:providers/2
ann20
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann20->n32
n33
app:records/1796
n33->n32
wasAttributedTo
ann21
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 79, Amy crossing, Smithtown, BB8 2LZ
cs:attr_from_date
"2021-06-19" %% xsd:date
pl:created_at
2022-11-21T00:00:00
ann21->n33
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n10
b5->n16
b6->n19
b7->n3
b8->n22
b9->n12
b10->n20
b11->n8
b12->n14
b13->n7
b14->n15
b15->n11
b16->n9
b17->n18
b18->n17
b19->n21
b20->n13
b21->n5
b21->n23
plan
b22->n24
b23->n3
b24->n26
b25->n27
b26->n15
b27->n14
b28->n22
b29->n31
b30->n33
b31->n20