Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #141
Decided on: Nov. 2, 2021, 10:26 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:a311f81c-cafd-4121-b2e0-f0e6d7027cc4
n4
app:applications/118
n2->n4
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2021-11-02T22:26:40.111000+00:00
prov:endTime
2021-11-02T22:26:47.764000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/141
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b2
n3->b2
wasDerivedFrom
b8
n3->b8
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2021-11-02T22:26:47.764298
pl:reason
cs:low_credit_score
ann3->n3
n11
app:applicants/118
n4->n11
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 98, Samantha pass, Stewartland, SM47 3AH
cs:attr_annual_income
64000
cs:attr_applicant_name
Barbara Whitehouse
cs:attr_dob
"2003-01-21" %% xsd:date
cs:attr_email_address
wpearson@bailey.com
cs:attr_emp_length
0
cs:attr_emp_title
Designer, textile
cs:attr_home_ownership
4
cs:attr_phone_number
0118 496 0749
cs:attr_prev_address
374 Karen vista, South Francesca, TF4 8QB
pl:created_at
2021-11-02T22:26:40.111596
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:9abcefe3-0bde-402a-a7a4-f96c32fbcbe7
n6->n4
used
n8
app:creditreports/141
n6->n8
used
n9
app:records/592
n6->n9
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2021-11-02T22:26:40.111000+00:00
prov:endTime
2021-11-02T22:26:47.764000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n13
app:providers/1
n8->n13
wasAttributedTo
n14
uuid:bf27bcd2-3c94-48a8-8b60-f5dd0a1d00da
n8->n14
wasGeneratedBy
b11
n8->b11
wasDerivedFrom
b12
n8->b12
wasDerivedFrom
b13
n8->b13
wasDerivedFrom
b14
n8->b14
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
357
pl:created_at
2021-11-02T22:26:47.745801
ann7->n8
n19
app:providers/15
n9->n19
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"89.65" %% xsd:float
cs:attr_credit_limit
"1400.0" %% xsd:float
cs:attr_month
Jun-2021
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2021-11-02T22:26:47.761359
ann8->n9
n10
app:recommendations/141
n10->n5
wasAttributedTo
n10->n6
wasGeneratedBy
b5
n10->b5
wasDerivedFrom
b6
n10->b6
wasDerivedFrom
b7
n10->b7
wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2021-11-02T22:26:47.764298
pl:reason
cs:low_credit_score
ann9->n10
ann10
prov:label
Barbara Whitehouse
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann10->n11
n12
app:applications/118/id
b9
n12->b9
wasDerivedFrom
ann11
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 98, Samantha pass, Stewartland, SM47 3AH
cs:attr_applicant_name
Barbara Whitehouse
cs:attr_dob
"2003-01-21" %% xsd:date
cs:attr_prev_address
374 Karen vista, South Francesca, TF4 8QB
ann11->n12
ann12
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann12->n13
n14->n12
used
b10
n14->b10
wasAssociatedWith
ann13
prov:startTime
2021-11-02T22:26:47.745000+00:00
prov:endTime
2021-11-02T22:26:47.745000+00:00
prov:type
cs:SearchingCreditHistory
ann13->n14
n15
app:providers/2
ann14
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann14->n15
n16
app:records/590
n16->n15
wasAttributedTo
ann15
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 98, Samantha pass, Stewartland, SM47 3AH
cs:attr_from_date
"2021-06-02" %% xsd:date
pl:created_at
2021-10-11T00:00:00
ann15->n16
n17
app:providers/10
ann16
prov:label
BT
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n17
n18
app:records/591
n18->n17
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 98, Samantha pass, Stewartland, SM47 3AH
cs:attr_first_confirmed
"2021-10-11" %% xsd:date
cs:attr_last_confirmed
"2021-03-06" %% xsd:date
cs:attr_prev_address
374 Karen vista, South Francesca, TF4 8QB
pl:created_at
2021-11-02T22:26:47.757507
ann17->n18
ann18
prov:label
A Bank
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann18->n19
b1->n1
b2->n4
b3->n1
b3->n6
activity
b4->n5
b4->n7
plan
b5->n4
b6->n8
b7->n9
b8->n10
b9->n4
b10->n13
b11->n12
b12->n18
b13->n16
b14->n9