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Provenance for Decision #1404
Decided on: March 28, 2024, 10:48 a.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:eb401f57-e700-4b98-8c7b-2281d318914d
n4
app:applications/450
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2024-03-28T10:48:37.084000+00:00
prov:endTime
2024-03-28T10:48:53.990000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/1404
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b9
n3->b9
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-03-28T10:48:53.990700
pl:reason
cs:low_credit_score
ann3->n3
n12
app:applicants/450
n4->n12
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
50 Tracey common, Bethshire, CW2X 3UX
cs:attr_annual_income
22000
cs:attr_applicant_name
Douglas Pratt
cs:attr_dob
"1967-07-01" %% xsd:date
cs:attr_email_address
elainebriggs@example.net
cs:attr_emp_length
29
cs:attr_emp_title
Regulatory affairs officer
cs:attr_home_ownership
3
cs:attr_phone_number
0118 4960882
cs:attr_prev_address
Studio 5, Nigel locks, Lake Bethan, E3K 5DD
pl:created_at
2024-03-28T10:48:37.084996
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:33eae1f9-f9b2-4453-bdc9-c419c6dbe072
n6->n4
used
n9
app:creditreports/1404
n6->n9
used
n10
app:records/4391
n6->n10
used
n11
app:records/4390
n6->n11
used
b8
n6->b8
wasAssociatedWith
ann6
prov:startTime
2024-03-28T10:48:37.084000+00:00
prov:endTime
2024-03-28T10:48:53.990000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n7
app:models/creditcard_assessment
n8
app:recommendations/1404
n8->n5
wasAttributedTo
n8->n6
wasGeneratedBy
b4
n8->b4
wasDerivedFrom
b5
n8->b5
wasDerivedFrom
b6
n8->b6
wasDerivedFrom
b7
n8->b7
wasDerivedFrom
ann7
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-03-28T10:48:53.990700
pl:reason
cs:low_credit_score
ann7->n8
n14
app:providers/1
n9->n14
wasAttributedTo
n15
uuid:5fa28cf4-d241-4f45-b531-3d0f5901b36c
n9->n15
wasGeneratedBy
b12
n9->b12
wasDerivedFrom
b13
n9->b13
wasDerivedFrom
b14
n9->b14
wasDerivedFrom
b15
n9->b15
wasDerivedFrom
b16
n9->b16
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
135
pl:created_at
2024-03-28T10:48:53.972156
ann8->n9
n16
app:providers/14
n10->n16
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2372.18" %% xsd:float
cs:attr_credit_limit
"2400.0" %% xsd:float
cs:attr_month
Dec-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-28T10:48:53.988302
ann9->n10
n11->n16
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"2372.18" %% xsd:float
cs:attr_credit_limit
"2400.0" %% xsd:float
cs:attr_month
Mar-2024
cs:attr_payment_amount
"77.71" %% xsd:float
pl:created_at
2024-03-28T10:48:53.986579
ann10->n11
ann11
prov:label
Douglas Pratt
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n12
n13
app:applications/450/id
b10
n13->b10
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
50 Tracey common, Bethshire, CW2X 3UX
cs:attr_applicant_name
Douglas Pratt
cs:attr_dob
"1967-07-01" %% xsd:date
cs:attr_prev_address
Studio 5, Nigel locks, Lake Bethan, E3K 5DD
ann12->n13
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n14
n15->n13
used
b11
n15->b11
wasAssociatedWith
ann14
prov:startTime
2024-03-28T10:48:53.972000+00:00
prov:endTime
2024-03-28T10:48:53.972000+00:00
prov:type
cs:SearchingCreditHistory
ann14->n15
ann15
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann15->n16
n17
app:providers/3
ann16
prov:label
EE
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n17
n18
app:records/4389
n18->n17
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
50 Tracey common, Bethshire, CW2X 3UX
cs:attr_first_confirmed
"2024-03-15" %% xsd:date
cs:attr_last_confirmed
"2023-10-14" %% xsd:date
cs:attr_prev_address
Studio 5, Nigel locks, Lake Bethan, E3K 5DD
pl:created_at
2024-03-28T10:48:53.983168
ann17->n18
n19
app:providers/2
ann18
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann18->n19
n20
app:records/4388
n20->n19
wasAttributedTo
ann19
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
50 Tracey common, Bethshire, CW2X 3UX
cs:attr_from_date
"2023-03-18" %% xsd:date
pl:created_at
2024-03-18T00:00:00
ann19->n20
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n9
b5->n4
b6->n11
b7->n10
b8->n5
b8->n7
plan
b9->n8
b10->n4
b11->n14
b12->n13
b13->n11
b14->n18
b15->n20
b16->n10