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Provenance for Decision #1401
Decided on: March 28, 2024, 5:24 a.m.
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PROV-N
PROV-JSON
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:3f38d7fd-5ebd-40d8-bec9-3d529deff054
n4
app:applications/283
n2->n4
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2023-01-03T12:30:12.996000+00:00
prov:endTime
2024-03-28T05:24:14.982000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/1401
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b2
n3->b2
wasDerivedFrom
b23
n3->b23
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-03-28T05:24:14.982359
pl:reason
cs:low_credit_score
ann3->n3
n26
app:applicants/283
n4->n26
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 62U, Daniel brooks, Catherineville, DY0X 6ZB
cs:attr_annual_income
118000
cs:attr_applicant_name
Kirsty Tomlinson
cs:attr_dob
"1980-01-17" %% xsd:date
cs:attr_email_address
tscott@example.net
cs:attr_emp_length
7
cs:attr_emp_title
Engineer, civil (consulting)
cs:attr_home_ownership
4
cs:attr_phone_number
+44(0)1632 960 085
cs:attr_prev_address
Flat 46, Fitzgerald motorway, Kellyborough, B5 0TU
pl:created_at
2023-01-03T12:30:12.996999
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:0f1e7b64-64b3-4f05-a32f-eb2330236bf8
n6->n4
used
n7
app:records/1990
n6->n7
used
n8
app:records/2298
n6->n8
used
n9
app:records/1991
n6->n9
used
n10
app:records/4379
n6->n10
used
n11
app:records/1981
n6->n11
used
n12
app:records/1992
n6->n12
used
n13
app:records/2657
n6->n13
used
n14
app:creditreports/1401
n6->n14
used
n15
app:records/3559
n6->n15
used
n16
app:records/1982
n6->n16
used
n17
app:records/1983
n6->n17
used
n18
app:records/1984
n6->n18
used
n19
app:records/2655
n6->n19
used
n20
app:records/2656
n6->n20
used
n23
app:records/4380
n6->n23
used
n24
app:records/4382
n6->n24
used
n25
app:records/4381
n6->n25
used
b22
n6->b22
wasAssociatedWith
ann6
prov:startTime
2023-01-03T12:30:12.996000+00:00
prov:endTime
2024-03-28T05:24:14.982000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n30
app:providers/14
n10->n30
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"447.82" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Aug-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-28T05:24:14.974940
ann7->n10
n28
app:providers/1
n14->n28
wasAttributedTo
n29
uuid:828e9275-103c-41cf-abdf-6824f8168dee
n14->n29
wasGeneratedBy
b26
n14->b26
wasDerivedFrom
b27
n14->b27
wasDerivedFrom
b28
n14->b28
wasDerivedFrom
b29
n14->b29
wasDerivedFrom
b30
n14->b30
wasDerivedFrom
b31
n14->b31
wasDerivedFrom
b32
n14->b32
wasDerivedFrom
ann8
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
416
pl:created_at
2024-03-28T05:24:14.965280
ann8->n14
n21
app:recommendations/1401
n21->n5
wasAttributedTo
n21->n6
wasGeneratedBy
b4
n21->b4
wasDerivedFrom
b5
n21->b5
wasDerivedFrom
b6
n21->b6
wasDerivedFrom
b7
n21->b7
wasDerivedFrom
b8
n21->b8
wasDerivedFrom
b9
n21->b9
wasDerivedFrom
b10
n21->b10
wasDerivedFrom
b11
n21->b11
wasDerivedFrom
b12
n21->b12
wasDerivedFrom
b13
n21->b13
wasDerivedFrom
b14
n21->b14
wasDerivedFrom
b15
n21->b15
wasDerivedFrom
b16
n21->b16
wasDerivedFrom
b17
n21->b17
wasDerivedFrom
b18
n21->b18
wasDerivedFrom
b19
n21->b19
wasDerivedFrom
b20
n21->b20
wasDerivedFrom
b21
n21->b21
wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-03-28T05:24:14.982359
pl:reason
cs:low_credit_score
ann9->n21
n22
app:models/creditcard_assessment
n23->n30
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"447.82" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Jan-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-28T05:24:14.976912
ann10->n23
n24->n30
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"447.82" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Mar-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-28T05:24:14.979935
ann11->n24
n25->n30
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"447.82" %% xsd:float
cs:attr_credit_limit
"1100.0" %% xsd:float
cs:attr_month
Mar-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-28T05:24:14.978403
ann12->n25
ann13
prov:label
Kirsty Tomlinson
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n26
n27
app:applications/283/id
b24
n27->b24
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 62U, Daniel brooks, Catherineville, DY0X 6ZB
cs:attr_applicant_name
Kirsty Tomlinson
cs:attr_dob
"1980-01-17" %% xsd:date
cs:attr_prev_address
Flat 46, Fitzgerald motorway, Kellyborough, B5 0TU
ann14->n27
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n28
n29->n27
used
b25
n29->b25
wasAssociatedWith
ann16
prov:startTime
2024-03-28T05:24:14.965000+00:00
prov:endTime
2024-03-28T05:24:14.965000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n29
ann17
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann17->n30
n31
app:providers/5
ann18
prov:label
Vodafone
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n31
n32
app:records/1980
n32->n31
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 62U, Daniel brooks, Catherineville, DY0X 6ZB
cs:attr_first_confirmed
"2022-12-27" %% xsd:date
cs:attr_last_confirmed
"2022-05-02" %% xsd:date
cs:attr_prev_address
Flat 46, Fitzgerald motorway, Kellyborough, B5 0TU
pl:created_at
2023-01-13T13:07:21.118013
ann19->n32
n33
app:providers/2
ann20
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann20->n33
n34
app:records/1979
n34->n33
wasAttributedTo
ann21
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 62U, Daniel brooks, Catherineville, DY0X 6ZB
cs:attr_from_date
"2022-09-18" %% xsd:date
pl:created_at
2022-12-24T00:00:00
ann21->n34
b1->n1
b2->n4
b3->n1
b3->n6
activity
b4->n18
b5->n16
b6->n14
b7->n13
b8->n25
b9->n24
b10->n12
b11->n17
b12->n10
b13->n20
b14->n23
b15->n7
b16->n9
b17->n11
b18->n19
b19->n15
b20->n4
b21->n8
b22->n5
b22->n22
plan
b23->n21
b24->n4
b25->n28
b26->n27
b27->n32
b28->n34
b29->n25
b30->n24
b31->n10
b32->n23