Home
(current)
Credit Scoring
School Admission
Loan Scenario
IAA Report
About
Provenance for Decision #1373
Decided on: March 20, 2024, 6:13 p.m.
Back to decision
PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:8aebbf1e-00f2-4622-ae9b-2238e0d40f68
n4
app:applications/129
n2->n4
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2022-01-08T03:13:52.898000+00:00
prov:endTime
2024-03-20T18:13:16.934000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n3
app:decisions/1373
n3->n1
wasAttributedTo
n3->n2
wasGeneratedBy
b1
n3->b1
wasDerivedFrom
b34
n3->b34
wasDerivedFrom
ann3
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-03-20T18:13:16.934286
pl:reason
cs:low_credit_score
ann3->n3
n37
app:applicants/129
n4->n37
wasAttributedTo
ann4
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 30W, White wall, Lake Leanneborough, L2 5YY
cs:attr_annual_income
110000
cs:attr_applicant_name
Wayne Smith-Barber
cs:attr_dob
"1985-12-21" %% xsd:date
cs:attr_email_address
kbaker@hotmail.co.uk
cs:attr_emp_length
7
cs:attr_emp_title
Editor, commissioning
cs:attr_home_ownership
3
cs:attr_phone_number
0808 1570630
cs:attr_prev_address
35 Fowler forge, New Aimeeland, M03 8PP
pl:created_at
2022-01-08T03:13:52.898061
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:08c79acd-217c-414b-9e80-c334cc8c802d
n6->n4
used
n7
app:records/3725
n6->n7
used
n8
app:records/2118
n6->n8
used
n9
app:records/2758
n6->n9
used
n10
app:records/3727
n6->n10
used
n11
app:records/2759
n6->n11
used
n12
app:records/3726
n6->n12
used
n13
app:records/1069
n6->n13
used
n14
app:records/2115
n6->n14
used
n15
app:creditreports/1373
n6->n15
used
n16
app:records/2116
n6->n16
used
n18
app:records/678
n6->n18
used
n19
app:records/2117
n6->n19
used
n21
app:records/3728
n6->n21
used
n22
app:records/1070
n6->n22
used
n23
app:records/1071
n6->n23
used
n24
app:records/4289
n6->n24
used
n25
app:records/4288
n6->n25
used
n26
app:records/2760
n6->n26
used
n27
app:records/2382
n6->n27
used
n28
app:records/1317
n6->n28
used
n29
app:records/822
n6->n29
used
n30
app:records/1774
n6->n30
used
n31
app:records/1775
n6->n31
used
n32
app:records/820
n6->n32
used
n33
app:records/821
n6->n33
used
n34
app:records/2709
n6->n34
used
n35
app:records/4291
n6->n35
used
n36
app:records/4290
n6->n36
used
b33
n6->b33
wasAssociatedWith
ann6
prov:startTime
2022-01-08T03:13:52.898000+00:00
prov:endTime
2024-03-20T18:13:16.934000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n39
app:providers/1
n15->n39
wasAttributedTo
n40
uuid:bd294003-1b87-4860-b3ae-cfd2be372db3
n15->n40
wasGeneratedBy
b37
n15->b37
wasDerivedFrom
b38
n15->b38
wasDerivedFrom
b39
n15->b39
wasDerivedFrom
b40
n15->b40
wasDerivedFrom
b41
n15->b41
wasDerivedFrom
b42
n15->b42
wasDerivedFrom
b43
n15->b43
wasDerivedFrom
ann7
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
594
pl:created_at
2024-03-20T18:13:16.915858
ann7->n15
n17
app:recommendations/1373
n17->n5
wasAttributedTo
n17->n6
wasGeneratedBy
b4
n17->b4
wasDerivedFrom
b5
n17->b5
wasDerivedFrom
b6
n17->b6
wasDerivedFrom
b7
n17->b7
wasDerivedFrom
b8
n17->b8
wasDerivedFrom
b9
n17->b9
wasDerivedFrom
b10
n17->b10
wasDerivedFrom
b11
n17->b11
wasDerivedFrom
b12
n17->b12
wasDerivedFrom
b13
n17->b13
wasDerivedFrom
b14
n17->b14
wasDerivedFrom
b15
n17->b15
wasDerivedFrom
b16
n17->b16
wasDerivedFrom
b17
n17->b17
wasDerivedFrom
b18
n17->b18
wasDerivedFrom
b19
n17->b19
wasDerivedFrom
b20
n17->b20
wasDerivedFrom
b21
n17->b21
wasDerivedFrom
b22
n17->b22
wasDerivedFrom
b23
n17->b23
wasDerivedFrom
b24
n17->b24
wasDerivedFrom
b25
n17->b25
wasDerivedFrom
b26
n17->b26
wasDerivedFrom
b27
n17->b27
wasDerivedFrom
b28
n17->b28
wasDerivedFrom
b29
n17->b29
wasDerivedFrom
b30
n17->b30
wasDerivedFrom
b31
n17->b31
wasDerivedFrom
b32
n17->b32
wasDerivedFrom
ann8
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-03-20T18:13:16.934286
pl:reason
cs:low_credit_score
ann8->n17
n20
app:models/creditcard_assessment
n41
app:providers/14
n24->n41
wasAttributedTo
ann9
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"688.54" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
Jul-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-20T18:13:16.928505
ann9->n24
n25->n41
wasAttributedTo
ann10
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"688.54" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
Sep-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-20T18:13:16.926318
ann10->n25
n35->n41
wasAttributedTo
ann11
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"688.54" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
Nov-2023
cs:attr_payment_amount
"2.79" %% xsd:float
pl:created_at
2024-03-20T18:13:16.931689
ann11->n35
n36->n41
wasAttributedTo
ann12
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"688.54" %% xsd:float
cs:attr_credit_limit
"2800.0" %% xsd:float
cs:attr_month
Dec-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-03-20T18:13:16.930102
ann12->n36
ann13
prov:label
Wayne Smith-Barber
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann13->n37
n38
app:applications/129/id
b35
n38->b35
wasDerivedFrom
ann14
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 30W, White wall, Lake Leanneborough, L2 5YY
cs:attr_applicant_name
Wayne Smith-Barber
cs:attr_dob
"1985-12-21" %% xsd:date
cs:attr_prev_address
35 Fowler forge, New Aimeeland, M03 8PP
ann14->n38
ann15
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann15->n39
n40->n38
used
b36
n40->b36
wasAssociatedWith
ann16
prov:startTime
2024-03-20T18:13:16.915000+00:00
prov:endTime
2024-03-20T18:13:16.915000+00:00
prov:type
cs:SearchingCreditHistory
ann16->n40
ann17
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann17->n41
n42
app:providers/5
ann18
prov:label
Vodafone
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann18->n42
n43
app:records/677
n43->n42
wasAttributedTo
ann19
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 30W, White wall, Lake Leanneborough, L2 5YY
cs:attr_first_confirmed
"2021-12-16" %% xsd:date
cs:attr_last_confirmed
"2021-04-07" %% xsd:date
cs:attr_prev_address
35 Fowler forge, New Aimeeland, M03 8PP
pl:created_at
2022-01-08T17:45:48.851292
ann19->n43
n44
app:providers/2
ann20
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann20->n44
n45
app:records/676
n45->n44
wasAttributedTo
ann21
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 30W, White wall, Lake Leanneborough, L2 5YY
cs:attr_from_date
"2021-02-18" %% xsd:date
pl:created_at
2021-12-22T00:00:00
ann21->n45
b1->n4
b2->n1
b3->n1
b3->n6
activity
b4->n13
b5->n36
b6->n28
b7->n7
b8->n9
b9->n21
b10->n11
b11->n34
b12->n35
b13->n14
b14->n4
b15->n31
b16->n32
b17->n15
b18->n26
b19->n16
b20->n33
b21->n19
b22->n30
b23->n18
b24->n8
b25->n25
b26->n24
b27->n23
b28->n29
b29->n10
b30->n27
b31->n22
b32->n12
b33->n5
b33->n20
plan
b34->n17
b35->n4
b36->n39
b37->n38
b38->n24
b39->n45
b40->n35
b41->n25
b42->n43
b43->n36