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Provenance for Decision #1297
Decided on: Feb. 14, 2024, 5:43 p.m.
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PROV-N
PROV-JSON
PDF
SVG
G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:582f95bc-5815-4ea6-8cf5-5f2d16cd2fd5
n3
app:applications/124
n2->n3
used
b2
n2->b2
wasAssociatedWith
ann2
prov:startTime
2021-12-04T00:28:56.657000+00:00
prov:endTime
2024-02-14T17:43:57.440000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n34
app:applicants/124
n3->n34
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Flat 9, Begum turnpike, Hayesland, W62 7FF
cs:attr_annual_income
77000
cs:attr_applicant_name
Kathryn Watts
cs:attr_dob
"2000-11-08" %% xsd:date
cs:attr_email_address
colinmarshall@jones.org
cs:attr_emp_length
2
cs:attr_emp_title
Research scientist (maths)
cs:attr_home_ownership
4
cs:attr_phone_number
(0117) 4960067
cs:attr_prev_address
16 Price court, North Amelia, G6 3BY
pl:created_at
2021-12-04T00:28:56.657456
ann3->n3
n4
app:decisions/1297
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b1
n4->b1
wasDerivedFrom
b31
n4->b31
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-02-14T17:43:57.440726
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:a55dc52a-0f46-4af8-93b7-09ab4c865402
n6->n3
used
n7
app:records/3188
n6->n7
used
n8
app:records/3189
n6->n8
used
n9
app:records/1066
n6->n9
used
n10
app:records/1067
n6->n10
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n11
app:records/1068
n6->n11
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n12
app:records/4076
n6->n12
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app:records/4077
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n14
app:records/639
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n15
app:records/2536
n6->n15
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n16
app:records/2537
n6->n16
used
n17
app:records/637
n6->n17
used
n18
app:records/638
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used
n19
app:records/1740
n6->n19
used
n21
app:creditreports/1297
n6->n21
used
n22
app:records/772
n6->n22
used
n24
app:records/773
n6->n24
used
n25
app:records/771
n6->n25
used
n26
app:records/3190
n6->n26
used
n27
app:records/2223
n6->n27
used
n28
app:records/2224
n6->n28
used
n29
app:records/2225
n6->n29
used
n30
app:records/2226
n6->n30
used
n31
app:records/640
n6->n31
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n32
app:records/1738
n6->n32
used
n33
app:records/1739
n6->n33
used
b4
n6->b4
wasAssociatedWith
ann6
prov:startTime
2021-12-04T00:28:56.657000+00:00
prov:endTime
2024-02-14T17:43:57.440000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n38
app:providers/14
n12->n38
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1465.24" %% xsd:float
cs:attr_credit_limit
"1500.0" %% xsd:float
cs:attr_month
Sep-2023
cs:attr_payment_amount
"68.17" %% xsd:float
pl:created_at
2024-02-14T17:43:57.435984
ann7->n12
n13->n38
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"1465.24" %% xsd:float
cs:attr_credit_limit
"1500.0" %% xsd:float
cs:attr_month
Feb-2024
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-02-14T17:43:57.438142
ann8->n13
n20
app:recommendations/1297
n20->n5
wasAttributedTo
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b11
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b12
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b13
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b14
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b15
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b17
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b18
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b19
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b20
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b21
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b22
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b23
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b26
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b28
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b30
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wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-02-14T17:43:57.440726
pl:reason
cs:low_credit_score
ann9->n20
n36
app:providers/1
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uuid:fed6f1a5-4c79-43a5-8c58-5fc66319f66e
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b38
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ann10
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
417
pl:created_at
2024-02-14T17:43:57.425165
ann10->n21
n23
app:models/creditcard_assessment
ann11
prov:label
Kathryn Watts
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n34
n35
app:applications/124/id
b32
n35->b32
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Flat 9, Begum turnpike, Hayesland, W62 7FF
cs:attr_applicant_name
Kathryn Watts
cs:attr_dob
"2000-11-08" %% xsd:date
cs:attr_prev_address
16 Price court, North Amelia, G6 3BY
ann12->n35
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n36
n37->n35
used
b34
n37->b34
wasAssociatedWith
ann14
prov:startTime
2024-02-14T17:43:57.425000+00:00
prov:endTime
2024-02-14T17:43:57.425000+00:00
prov:type
cs:SearchingCreditHistory
ann14->n37
ann15
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann15->n38
n39
app:providers/3
ann16
prov:label
EE
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n39
n40
app:records/636
n40->n39
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 9, Begum turnpike, Hayesland, W62 7FF
cs:attr_first_confirmed
"2021-11-17" %% xsd:date
cs:attr_last_confirmed
"2021-04-24" %% xsd:date
cs:attr_prev_address
16 Price court, North Amelia, G6 3BY
pl:created_at
2021-12-06T06:21:21.815959
ann17->n40
n41
app:providers/2
ann18
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann18->n41
n42
app:records/635
n42->n41
wasAttributedTo
ann19
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Flat 9, Begum turnpike, Hayesland, W62 7FF
cs:attr_from_date
"2021-05-23" %% xsd:date
pl:created_at
2021-11-29T00:00:00
ann19->n42
b1->n3
b2->n1
b3->n1
b3->n6
activity
b4->n5
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plan
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b38->n13