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Provenance for Decision #1277
Decided on: Feb. 8, 2024, 9:07 a.m.
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PROV-N
PROV-JSON
PDF
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G
n1
app:the_bank
ann1
prov:label
Some bank
prov:type
cs:RetailBank
prov:type
pl:DataController
prov:type
prov:Organization
ann1->n1
n2
uuid:3b35ebb7-fcff-485f-8816-c12ca929b07a
n3
app:applications/314
n2->n3
used
b1
n2->b1
wasAssociatedWith
ann2
prov:startTime
2023-05-10T17:57:10.842000+01:00
prov:endTime
2024-02-08T09:07:20.552000+00:00
prov:type
cs:AssessingCreditApplication
prov:type
pl:MachineLedActivity
ann2->n2
n17
app:applicants/314
n3->n17
wasAttributedTo
ann3
prov:type
cs:CreditCardApplication
prov:type
pl:Data
prov:type
pl:Request
prov:type
pl:SubjectData
cs:attr_address
Studio 07, Lee orchard, West Angelaborough, N88 3EJ
cs:attr_annual_income
39000
cs:attr_applicant_name
Brenda Shaw
cs:attr_dob
"1972-12-13" %% xsd:date
cs:attr_email_address
hollyjackson@example.com
cs:attr_emp_length
22
cs:attr_emp_title
Geoscientist
cs:attr_home_ownership
2
cs:attr_phone_number
01154960307
cs:attr_prev_address
88 Anne camp, New Ericland, CW54 9RE
pl:created_at
2023-05-10T17:57:10.842340
ann3->n3
n4
app:decisions/1277
n4->n1
wasAttributedTo
n4->n2
wasGeneratedBy
b2
n4->b2
wasDerivedFrom
b14
n4->b14
wasDerivedFrom
ann4
prov:type
cs:CreditDecision
prov:type
pl:AutomatedDecision
prov:type
pl:Decision
prov:type
pl:RejectionDecision
cs:result
cs:rejected
pl:created_at
2024-02-08T09:07:20.552624
pl:reason
cs:low_credit_score
ann4->n4
n5
app:machines/one
b3
n5->b3
actedOnBehalfOf
ann5
prov:type
prov:SoftwareAgent
ann5->n5
n6
uuid:d190628e-526e-48e0-8178-41590f875599
n6->n3
used
n7
app:records/2919
n6->n7
used
n9
app:records/2674
n6->n9
used
n10
app:records/4031
n6->n10
used
n11
app:records/2921
n6->n11
used
n12
app:records/4030
n6->n12
used
n13
app:records/2417
n6->n13
used
n15
app:creditreports/1277
n6->n15
used
n16
app:records/2920
n6->n16
used
b13
n6->b13
wasAssociatedWith
ann6
prov:startTime
2023-05-10T17:57:10.842000+01:00
prov:endTime
2024-02-08T09:07:20.552000+00:00
prov:type
cs:AutomatedAssessingCreditApplication
prov:type
pl:MachineLedActivity
ann6->n6
n8
app:models/creditcard_assessment
n21
app:providers/14
n10->n21
wasAttributedTo
ann7
prov:type
cs:CreditRecord
prov:type
csd:MissedPayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"599.7" %% xsd:float
cs:attr_credit_limit
"700.0" %% xsd:float
cs:attr_month
Nov-2023
cs:attr_payment_amount
"0.0" %% xsd:float
pl:created_at
2024-02-08T09:07:20.550272
ann7->n10
n12->n21
wasAttributedTo
ann8
prov:type
cs:CreditRecord
prov:type
csd:LatePayment
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_account
Everyday Creditcard
cs:attr_balance
"599.7" %% xsd:float
cs:attr_credit_limit
"700.0" %% xsd:float
cs:attr_month
Jan-2024
cs:attr_payment_amount
"27.08" %% xsd:float
pl:created_at
2024-02-08T09:07:20.548360
ann8->n12
n14
app:recommendations/1277
n14->n5
wasAttributedTo
n14->n6
wasGeneratedBy
b4
n14->b4
wasDerivedFrom
b5
n14->b5
wasDerivedFrom
b6
n14->b6
wasDerivedFrom
b7
n14->b7
wasDerivedFrom
b8
n14->b8
wasDerivedFrom
b9
n14->b9
wasDerivedFrom
b10
n14->b10
wasDerivedFrom
b11
n14->b11
wasDerivedFrom
b12
n14->b12
wasDerivedFrom
ann9
prov:type
cs:AutomatedRecommendation
prov:type
pl:AutomatedRecommendation
cs:credit_score_threshold
739
cs:recommendation
cs:rejected
pl:created_at
2024-02-08T09:07:20.552624
pl:reason
cs:low_credit_score
ann9->n14
n19
app:providers/1
n15->n19
wasAttributedTo
n20
uuid:626d02e4-b032-4c3f-8e26-58620cfd3704
n15->n20
wasGeneratedBy
b17
n15->b17
wasDerivedFrom
b18
n15->b18
wasDerivedFrom
b19
n15->b19
wasDerivedFrom
b20
n15->b20
wasDerivedFrom
b21
n15->b21
wasDerivedFrom
ann10
prov:type
cs:CreditHistory
prov:type
pl:Data
prov:type
pl:ExternalData
cs:credit_score
593
pl:created_at
2024-02-08T09:07:20.539055
ann10->n15
ann11
prov:label
Brenda Shaw
prov:type
cs:Applicant
prov:type
pl:DataSubject
prov:type
prov:Person
ann11->n17
n18
app:applications/314/id
b15
n18->b15
wasDerivedFrom
ann12
prov:type
cs:PersonIdentifier
prov:type
pl:Data
prov:type
pl:SubjectData
cs:attr_address
Studio 07, Lee orchard, West Angelaborough, N88 3EJ
cs:attr_applicant_name
Brenda Shaw
cs:attr_dob
"1972-12-13" %% xsd:date
cs:attr_prev_address
88 Anne camp, New Ericland, CW54 9RE
ann12->n18
ann13
prov:label
Credit Referencing Agency
prov:type
cs:CreditReferencingAgency
prov:type
pl:DataProvider
ann13->n19
n20->n18
used
b16
n20->b16
wasAssociatedWith
ann14
prov:startTime
2024-02-08T09:07:20.539000+00:00
prov:endTime
2024-02-08T09:07:20.539000+00:00
prov:type
cs:SearchingCreditHistory
ann14->n20
ann15
prov:label
A Credit Card Company
prov:type
cs:DataProvider
prov:type
cs:FinancialInstitution
ann15->n21
n22
app:providers/12
ann16
prov:label
TalkTalk
prov:type
cs:DataProvider
prov:type
cs:UtilityCompany
ann16->n22
n23
app:records/2416
n23->n22
wasAttributedTo
ann17
prov:type
cs:LinkedAddressRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 07, Lee orchard, West Angelaborough, N88 3EJ
cs:attr_first_confirmed
"2023-04-27" %% xsd:date
cs:attr_last_confirmed
"2022-05-29" %% xsd:date
cs:attr_prev_address
88 Anne camp, New Ericland, CW54 9RE
pl:created_at
2023-05-15T01:59:18.630161
ann17->n23
n24
app:providers/2
ann18
prov:label
The Electoral Commission
prov:type
cs:DataProvider
prov:type
cs:ElectoralAuthority
ann18->n24
n25
app:records/2415
n25->n24
wasAttributedTo
ann19
prov:type
cs:ElectoralRegisterEntry
prov:type
cs:IdentityRecord
prov:type
pl:Data
prov:type
pl:ExternalData
cs:attr_address
Studio 07, Lee orchard, West Angelaborough, N88 3EJ
cs:attr_from_date
"2022-08-15" %% xsd:date
pl:created_at
2023-04-17T00:00:00
ann19->n25
b1->n1
b2->n3
b3->n1
b3->n6
activity
b4->n12
b5->n7
b6->n9
b7->n15
b8->n10
b9->n3
b10->n13
b11->n16
b12->n11
b13->n5
b13->n8
plan
b14->n14
b15->n3
b16->n19
b17->n18
b18->n12
b19->n23
b20->n25
b21->n10