Provenance for Decision #12

Decided on: Nov. 17, 2024, 6:46 a.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:73a23e04-5ee8-4011-87e6-2d53b08838b1 n3 app:applications/11 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2024-11-17T06:41:51.323000+00:00 prov:endTime 2024-11-17T06:46:12.440000+00:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n13 app:applicants/11 n3->n13 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 12L, Fletcher mills, Rileymouth, M73 7WZ cs:attr_annual_income 48000 cs:attr_applicant_name Adrian Freeman-Kennedy cs:attr_dob "1988-02-03" %% xsd:date cs:attr_email_address jennifer54@example.com cs:attr_emp_length 0 cs:attr_emp_title Firefighter cs:attr_home_ownership 2 cs:attr_phone_number (0114)4960371 cs:attr_prev_address 02 Patrick square, Jonesberg, S1 6WE pl:created_at 2024-11-17T06:41:51.323520 ann3->n3 n4 app:decisions/12 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b10 n4->b10 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2024-11-17T06:46:12.440405 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:9d2788d9-b009-46d7-ba92-7d4822188bb5 n6->n3 used n7 app:creditreports/12 n6->n7 used n10 app:records/57 n6->n10 used n11 app:records/56 n6->n11 used n12 app:records/55 n6->n12 used b9 n6->b9 wasAssociatedWith ann6 prov:startTime 2024-11-17T06:41:51.323000+00:00 prov:endTime 2024-11-17T06:46:12.440000+00:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n15 app:providers/1 n7->n15 wasAttributedTo n16 uuid:f0b4c3ca-475a-4188-a5a8-7d923ee17135 n7->n16 wasGeneratedBy b12 n7->b12 wasDerivedFrom b14 n7->b14 wasDerivedFrom b15 n7->b15 wasDerivedFrom b16 n7->b16 wasDerivedFrom b17 n7->b17 wasDerivedFrom b18 n7->b18 wasDerivedFrom ann7 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 201 pl:created_at 2024-11-17T06:46:12.432127 ann7->n7 n8 app:models/creditcard_assessment n9 app:recommendations/12 n9->n5 wasAttributedTo n9->n6 wasGeneratedBy b4 n9->b4 wasDerivedFrom b5 n9->b5 wasDerivedFrom b6 n9->b6 wasDerivedFrom b7 n9->b7 wasDerivedFrom b8 n9->b8 wasDerivedFrom ann8 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2024-11-17T06:46:12.440405 pl:reason cs:low_credit_score ann8->n9 n21 app:providers/14 n10->n21 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "452.36" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Oct-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-11-17T06:46:12.439558 ann9->n10 n11->n21 wasAttributedTo ann10 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "452.36" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Mar-2024 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2024-11-17T06:46:12.438985 ann10->n11 n12->n21 wasAttributedTo ann11 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "452.36" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month May-2024 cs:attr_payment_amount "16.59" %% xsd:float pl:created_at 2024-11-17T06:46:12.438281 ann11->n12 ann12 prov:label Adrian Freeman-Kennedy prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann12->n13 n14 app:applications/11/id b11 n14->b11 wasDerivedFrom ann13 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 12L, Fletcher mills, Rileymouth, M73 7WZ cs:attr_applicant_name Adrian Freeman-Kennedy cs:attr_dob "1988-02-03" %% xsd:date cs:attr_prev_address 02 Patrick square, Jonesberg, S1 6WE ann13->n14 ann14 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann14->n15 n16->n14 used b13 n16->b13 wasAssociatedWith ann15 prov:startTime 2024-11-17T06:46:12.432000+00:00 prov:endTime 2024-11-17T06:46:12.432000+00:00 prov:type cs:SearchingCreditHistory ann15->n16 n17 app:providers/2 ann16 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann16->n17 n18 app:records/53 n18->n17 wasAttributedTo ann17 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 12L, Fletcher mills, Rileymouth, M73 7WZ cs:attr_from_date "2022-08-13" %% xsd:date pl:created_at 2024-11-08T00:00:00 ann17->n18 n19 app:providers/7 ann18 prov:label Tesco Mobile prov:type cs:DataProvider prov:type cs:UtilityCompany ann18->n19 n20 app:records/54 n20->n19 wasAttributedTo ann19 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 12L, Fletcher mills, Rileymouth, M73 7WZ cs:attr_first_confirmed "2024-11-10" %% xsd:date cs:attr_last_confirmed "2024-11-03" %% xsd:date cs:attr_prev_address 02 Patrick square, Jonesberg, S1 6WE pl:created_at 2024-11-17T06:46:12.436899 ann19->n20 ann20 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann20->n21 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n12 b5->n10 b6->n3 b7->n7 b8->n11 b9->n5 b9->n8 plan b10->n9 b11->n3 b12->n14 b13->n15 b14->n18 b15->n11 b16->n12 b17->n10 b18->n20