Provenance for Decision #1157

Decided on: July 7, 2026, 10:06 p.m.

Back to decision PROV-N PROV-JSON PDF SVG

G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:cf47e323-5b60-449e-8681-ef91e1a598d1 n4 app:applications/474 n2->n4 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2026-07-06T23:59:57.240000+01:00 prov:endTime 2026-07-07T22:06:46.100000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n3 app:decisions/1157 n3->n1 wasAttributedTo n3->n2 wasGeneratedBy b2 n3->b2 wasDerivedFrom b8 n3->b8 wasDerivedFrom ann3 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2026-07-07T22:06:46.100916 pl:reason cs:low_credit_score ann3->n3 n11 app:applicants/474 n4->n11 wasAttributedTo ann4 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 24, Toby key, Victoriamouth, PO48 1QF cs:attr_annual_income 31000 cs:attr_applicant_name Robert Webster-Burton cs:attr_dob "1999-07-27" %% xsd:date cs:attr_email_address hicksannette@example.org cs:attr_emp_length 5 cs:attr_emp_title Medical laboratory scientific officer cs:attr_home_ownership 1 cs:attr_phone_number +44(0)306 999 0573 cs:attr_prev_address 07 Greenwood orchard, New Bethany, DG32 4DX pl:created_at 2026-07-06T23:59:57.240044 ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:d2e52b3e-aff8-444e-86f1-407fbb31054c n6->n4 used n9 app:creditreports/1157 n6->n9 used n10 app:records/3843 n6->n10 used b7 n6->b7 wasAssociatedWith ann6 prov:startTime 2026-07-06T23:59:57.240000+01:00 prov:endTime 2026-07-07T22:06:46.100000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n7 app:models/creditcard_assessment n8 app:recommendations/1157 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2026-07-07T22:06:46.100916 pl:reason cs:low_credit_score ann7->n8 n13 app:providers/1 n9->n13 wasAttributedTo n14 uuid:583aee5f-dd14-456b-a9ae-b7207fbac695 n9->n14 wasGeneratedBy b10 n9->b10 wasDerivedFrom b12 n9->b12 wasDerivedFrom b13 n9->b13 wasDerivedFrom b14 n9->b14 wasDerivedFrom ann8 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 341 pl:created_at 2026-07-07T22:06:46.093308 ann8->n9 n19 app:providers/15 n10->n19 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:MissedPayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "1051.02" %% xsd:float cs:attr_credit_limit "1700.0" %% xsd:float cs:attr_month Nov-2025 cs:attr_payment_amount "0.0" %% xsd:float pl:created_at 2026-07-07T22:06:46.099901 ann9->n10 ann10 prov:label Robert Webster-Burton prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann10->n11 n12 app:applications/474/id b9 n12->b9 wasDerivedFrom ann11 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 24, Toby key, Victoriamouth, PO48 1QF cs:attr_applicant_name Robert Webster-Burton cs:attr_dob "1999-07-27" %% xsd:date cs:attr_prev_address 07 Greenwood orchard, New Bethany, DG32 4DX ann11->n12 ann12 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann12->n13 n14->n12 used b11 n14->b11 wasAssociatedWith ann13 prov:startTime 2026-07-07T22:06:46.093000+01:00 prov:endTime 2026-07-07T22:06:46.093000+01:00 prov:type cs:SearchingCreditHistory ann13->n14 n15 app:providers/2 ann14 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann14->n15 n16 app:records/3841 n16->n15 wasAttributedTo ann15 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 24, Toby key, Victoriamouth, PO48 1QF cs:attr_from_date "2025-07-14" %% xsd:date pl:created_at 2026-07-02T00:00:00 ann15->n16 n17 app:providers/11 ann16 prov:label Sky prov:type cs:DataProvider prov:type cs:UtilityCompany ann16->n17 n18 app:records/3842 n18->n17 wasAttributedTo ann17 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 24, Toby key, Victoriamouth, PO48 1QF cs:attr_first_confirmed "2026-07-02" %% xsd:date cs:attr_last_confirmed "2025-08-13" %% xsd:date cs:attr_prev_address 07 Greenwood orchard, New Bethany, DG32 4DX pl:created_at 2026-07-07T22:06:46.098431 ann17->n18 ann18 prov:label A Bank prov:type cs:DataProvider prov:type cs:FinancialInstitution ann18->n19 b1->n1 b2->n4 b3->n1 b3->n6 activity b4->n4 b5->n9 b6->n10 b7->n5 b7->n7 plan b8->n8 b9->n4 b10->n12 b11->n13 b12->n18 b13->n10 b14->n16