Provenance for Decision #1006

Decided on: May 31, 2026, 6:12 p.m.

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G n1 app:the_bank ann1 prov:label Some bank prov:type cs:RetailBank prov:type pl:DataController prov:type prov:Organization ann1->n1 n2 uuid:5e363792-55af-4f15-b116-937b90a34717 n3 app:applications/434 n2->n3 used b1 n2->b1 wasAssociatedWith ann2 prov:startTime 2026-05-25T21:06:32.585000+01:00 prov:endTime 2026-05-31T18:12:45.583000+01:00 prov:type cs:AssessingCreditApplication prov:type pl:MachineLedActivity ann2->n2 n15 app:applicants/434 n3->n15 wasAttributedTo ann3 prov:type cs:CreditCardApplication prov:type pl:Data prov:type pl:Request prov:type pl:SubjectData cs:attr_address Flat 62S, Wilkinson estates, Clarkechester, CR8 8JX cs:attr_annual_income 99000 cs:attr_applicant_name Georgia Lee cs:attr_dob "1993-04-23" %% xsd:date cs:attr_email_address taylorjanet@example.org cs:attr_emp_length 2 cs:attr_emp_title Child psychotherapist cs:attr_home_ownership 4 cs:attr_phone_number (0191)4960687 cs:attr_prev_address Flat 6, Adrian field, Shawside, M8 3NP pl:created_at 2026-05-25T21:06:32.585639 ann3->n3 n4 app:decisions/1006 n4->n1 wasAttributedTo n4->n2 wasGeneratedBy b2 n4->b2 wasDerivedFrom b12 n4->b12 wasDerivedFrom ann4 prov:type cs:CreditDecision prov:type pl:AutomatedDecision prov:type pl:Decision prov:type pl:RejectionDecision cs:result cs:rejected pl:created_at 2026-05-31T18:12:45.583377 pl:reason cs:low_credit_score ann4->n4 n5 app:machines/one b3 n5->b3 actedOnBehalfOf ann5 prov:type prov:SoftwareAgent ann5->n5 n6 uuid:844372ea-714b-482d-8f62-4427880422b7 n6->n3 used n7 app:records/3375 n6->n7 used n9 app:records/3376 n6->n9 used n10 app:records/3377 n6->n10 used n12 app:records/3384 n6->n12 used n13 app:records/3385 n6->n13 used n14 app:creditreports/1006 n6->n14 used b11 n6->b11 wasAssociatedWith ann6 prov:startTime 2026-05-25T21:06:32.585000+01:00 prov:endTime 2026-05-31T18:12:45.583000+01:00 prov:type cs:AutomatedAssessingCreditApplication prov:type pl:MachineLedActivity ann6->n6 n8 app:recommendations/1006 n8->n5 wasAttributedTo n8->n6 wasGeneratedBy b4 n8->b4 wasDerivedFrom b5 n8->b5 wasDerivedFrom b6 n8->b6 wasDerivedFrom b7 n8->b7 wasDerivedFrom b8 n8->b8 wasDerivedFrom b9 n8->b9 wasDerivedFrom b10 n8->b10 wasDerivedFrom ann7 prov:type cs:AutomatedRecommendation prov:type pl:AutomatedRecommendation cs:credit_score_threshold 739 cs:recommendation cs:rejected pl:created_at 2026-05-31T18:12:45.583377 pl:reason cs:low_credit_score ann7->n8 n11 app:models/creditcard_assessment n23 app:providers/14 n12->n23 wasAttributedTo ann8 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "583.07" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Dec-2025 cs:attr_payment_amount "44.71" %% xsd:float pl:created_at 2026-05-31T18:12:45.581560 ann8->n12 n13->n23 wasAttributedTo ann9 prov:type cs:CreditRecord prov:type csd:LatePayment prov:type pl:Data prov:type pl:ExternalData cs:attr_account Everyday Creditcard cs:attr_balance "583.07" %% xsd:float cs:attr_credit_limit "600.0" %% xsd:float cs:attr_month Nov-2025 cs:attr_payment_amount "41.15" %% xsd:float pl:created_at 2026-05-31T18:12:45.582455 ann9->n13 n17 app:providers/1 n14->n17 wasAttributedTo n18 uuid:ab8d6d8c-e7b4-4384-8d1c-c6692a1365db n14->n18 wasGeneratedBy b14 n14->b14 wasDerivedFrom b16 n14->b16 wasDerivedFrom b17 n14->b17 wasDerivedFrom b18 n14->b18 wasDerivedFrom b19 n14->b19 wasDerivedFrom ann10 prov:type cs:CreditHistory prov:type pl:Data prov:type pl:ExternalData cs:credit_score 226 pl:created_at 2026-05-31T18:12:45.577043 ann10->n14 ann11 prov:label Georgia Lee prov:type cs:Applicant prov:type pl:DataSubject prov:type prov:Person ann11->n15 n16 app:applications/434/id b13 n16->b13 wasDerivedFrom ann12 prov:type cs:PersonIdentifier prov:type pl:Data prov:type pl:SubjectData cs:attr_address Flat 62S, Wilkinson estates, Clarkechester, CR8 8JX cs:attr_applicant_name Georgia Lee cs:attr_dob "1993-04-23" %% xsd:date cs:attr_prev_address Flat 6, Adrian field, Shawside, M8 3NP ann12->n16 ann13 prov:label Credit Referencing Agency prov:type cs:CreditReferencingAgency prov:type pl:DataProvider ann13->n17 n18->n16 used b15 n18->b15 wasAssociatedWith ann14 prov:startTime 2026-05-31T18:12:45.577000+01:00 prov:endTime 2026-05-31T18:12:45.577000+01:00 prov:type cs:SearchingCreditHistory ann14->n18 n19 app:providers/2 ann15 prov:label The Electoral Commission prov:type cs:DataProvider prov:type cs:ElectoralAuthority ann15->n19 n20 app:records/3373 n20->n19 wasAttributedTo ann16 prov:type cs:ElectoralRegisterEntry prov:type cs:IdentityRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 62S, Wilkinson estates, Clarkechester, CR8 8JX cs:attr_from_date "2025-02-02" %% xsd:date pl:created_at 2026-05-25T00:00:00 ann16->n20 n21 app:providers/10 ann17 prov:label BT prov:type cs:DataProvider prov:type cs:UtilityCompany ann17->n21 n22 app:records/3374 n22->n21 wasAttributedTo ann18 prov:type cs:LinkedAddressRecord prov:type pl:Data prov:type pl:ExternalData cs:attr_address Flat 62S, Wilkinson estates, Clarkechester, CR8 8JX cs:attr_first_confirmed "2026-05-03" %% xsd:date cs:attr_last_confirmed "2025-09-30" %% xsd:date cs:attr_prev_address Flat 6, Adrian field, Shawside, M8 3NP pl:created_at 2026-05-30T18:51:42.780499 ann18->n22 ann19 prov:label A Credit Card Company prov:type cs:DataProvider prov:type cs:FinancialInstitution ann19->n23 b1->n1 b2->n3 b3->n1 b3->n6 activity b4->n7 b5->n13 b6->n10 b7->n3 b8->n14 b9->n12 b10->n9 b11->n5 b11->n11 plan b12->n8 b13->n3 b14->n16 b15->n17 b16->n22 b17->n12 b18->n13 b19->n20